Activities calendar

13 December 2018

Risk Management with Special Emphasis on Internal Credit

Credit risk is one of the main risks in banking and the way a bank manages credit risk is critical to its performance. Identification and assessment of credit risk is therefore the basis for effective risk management. In many countries banks are bound by law to assess the creditworthiness of their debtors at least once a year. Most banks use an internal rating system to comply with these regulations.