Activities calendar

The financial sector in Nepal plays a vital role in fostering economic growth by providing essential credit facilities to individuals, businesses, and industries. As the country's economy evolves and faces various challenges, it becomes imperative for banks and financial institutions (BFIs) to continuously adapt and optimize their credit practices. Striking the right balance between credit expansion and risk management is crucial to ensure sustainable economic development and financial stability.

The financial sector in Nepal plays a vital role in fostering economic growth by providing essential credit facilities to individuals, businesses, and industries. As the country's economy evolves and faces various challenges, it becomes imperative for banks and financial institutions (BFIs) to continuously adapt and optimize their credit practices. Striking the right balance between credit expansion and risk management is crucial to ensure sustainable economic development and financial stability.

The Institute of Chartered Accountants of Nepal (ICAN) has announced the implementation of NFRS in Commercial Banks from fiscal year 2015/16. However, Nepal Rastra Bank has issued its directive to commercial banks to prepare their financial statements of 2017/18 based on NFRS.  NFRS is principle based a high quality standard which is divergent to local GAAP. Adoption of NFRS impacted greater areas including financial reporting as well as loan loss provisioning requirements.

For financial institutions, better handling of different types of documents is essential. Technique to communicate with customer legally with good faith is always required in any institutions. Likewise signature verification is basic need for bankers whereas losses due to forged signature are in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged documents, cheques as well as currencies. The awareness towards it is essential for bankers.

Banking is an integral part of international businesses, where Trade Finance is one of the most lucrative businesses to any bank. Trade finance includes various kinds of loans, advances and facilities required for imports and exports deals that are made on foreign trade, and involve foreign exchange transactions. Letters of credit (LC) are most often used in international trade, governed by the Uniform Customs and Practice for Documentary Credits (or UCP), the rules of the International Chamber of Commerce.

This program has been designed to provide an extensive insight into the various components of Credit Appraisal and will be delivered in such a way that the participants can immediately bring the knowledge and skills into practice. The program will help in creating a solid base for a better future in Credit Department.

The financial sector in Nepal plays a vital role in fostering economic growth by providing essential credit facilities to individuals, businesses, and industries. As the country's economy evolves and faces various challenges, it becomes imperative for banks and financial institutions (BFIs) to continuously adapt and optimize their credit practices. Striking the right balance between credit expansion and risk management is crucial to ensure sustainable economic development and financial stability.

In the dynamic realm of banking and finance, staying ahead demands a comprehensive grasp of risk management and regulatory frameworks. This seminar brings together professionals and experts from India, to delve into crucial topics. Notably, Mr. Mohan Sharma, Head of Operational and Outsourcing at ICICI Bank, will share insights on navigating limited data challenges in implementing IFRS 9. Additionally, Mr. Bharan Guntupalli, Head of Operational Risk Management Group at HDFC Bank, will shed light on enterprise risk management and non-financial risk.

The National Banking Institute is pleased to deliver a one-day training program on Behavior Change for High Performance, which is aimed to provide support level workers with the information and skills needed to improve their performance. The one-day training session on Behavior Change for High Performance for support level workers is designed to give them with practical tools and approaches to improve their performance and contribute to the overall success of the corporate sector.

This Advanced Excel session is designed for bank professionals who rely on Excel Program for their daily tasks. In this action-packed Excel session, participants will learn the must have Excel skills that would eventually make it easier to gather, enter, organize, analyze and report data. Participants will learn the different Excel features (including the new commands and functions in Excel 365) in a short time span and be confident to apply them at their work. The sessions are conducted with lectures and hands-on practical examples faced at the real workplace.

It is imperative for the banks to have a robust risk framework to manage all the risk associated with it and the management of credit risk begins at the origination itself. Managing the credit risk exposure within the frame work of risk management (identification, measurement, monitoring and control) is of utmost importance for minimizing the losses arising out of the risks associated with credit. Considering this, the course has been designed to provide the participants an understanding of Credit Risk Management at the Branch level.

Property - Land and building is one of the prime collaterals considered by Banks and Financial Institutions. It is generally a challenge to understand cadastral map (the Blue Print) for the bankers. It is important for the bank staff- Relationship Managers, credit underwriters, documentation and loan processing staff to have a basic knowledge on interpreting the cadastral map and field verification technique. Possible cases of frauds and mitigation techniques are necessary for them. Idea of using different mobile applications for collateral process of land and building is very useful.

Objectives of the program:

· Equip participants with a comprehensive understanding of branch operations management.

· Provide necessary knowledge and skills for effective branch-level operational activities.

· Familiarize participants with functions, logistics, and responsibilities in branch operations.

· Educate on cash management, including deposits, withdrawals, and handling shortages.

· Highlight importance of secure cash vaults and transit operations.

Program Takeaways

• Enhanced knowledge on different ways and methods of transaction monitoring required for banks.
• Better understanding on know how of different types suspicious/unusual transactions and activities along with knowledge on reporting and summary write-ups.

NBI is pleased to announce one and half-day residential program on HR Workshop 2023 for all the HR professionals of Banks, Financial Institutions, corporate houses, governmental and non-governmental institutions, etc. In today's dynamic business environment, organizations recognize the critical role of Human Resources (HR) in driving employee development, fostering a learning culture, and building future-ready workforces.

Program Takeaways 

• Enhanced knowledge on different ways and methods of transaction monitoring required for banks.
• Better understanding on knowhow of different types suspicious/unusual transactions and activities along with knowledge on reporting and summary write-ups.

Target Audience

• Below staffs of banks and financial institutions and all reporting entities (DNFBPs): 
• Staffs of Compliance and AML/CFT units 
• Frontline staffs at branches/departments

We are pleased to announce our Branch Operations Management Training Program, aimed at equipping participants with comprehensive knowledge and skills in managing day-to-day operational activities at the branch level of financial institutions. This program is essential for professionals working in branch operations management roles, as it ensures smooth and efficient functioning of banking operations, compliance with regulations, and optimal resource utilization.

The Credit Administration Department of the bank is responsible for managing and ensuring compliance with various credit-related processes. The department oversees credit documentation, including different types of documents and the guidelines and regulations associated with them. Additionally, it handles credit administration activities such as inspection, valuation, revaluation, insurance, and monitoring of assets, as well as processes related to hypothecation, pledges, mortgages, CIC synchronization, loan classification, and provisioning.

Program Takeaways

The program will help in understanding:

It is imperative for the banks to have a robust risk framework to manage all the risk associated with it and the management of credit risk begins at the origination itself. Managing the credit risk exposure within the frame work of risk management (identification, measurement, monitoring and control) is of utmost importance for minimizing the losses arising out of the risks associated with credit. Considering this, the course has been designed to provide the participants an understanding of Credit Risk Management at the Branch level.

Program Takeaway:

Forgery in documents which are used for any banking transactions may lead to greater economic loss. Hence personnel involved in such activities need to know the ways of forgery in documents like check, ID and different aspects of signature, fingerprint etc. Recent events show the vulnerabilities of bank employee in detecting such forgeries, especially detecting forged signature, ID and checks. Hence getting such knowledge regarding such aspects makes banking employee and bank more secure.

Program Takeaways

National Banking Insitute (NBI) is pleased to present a 12 hours Advanced Comprehensive Training on Environment, & Social Risk Management (ECSRM) for Financial Sector of Nepal, supported by Internation Finance Corporation (IFC) and Environmental Resources Management (ERM), India. With a view to integrating sustainability into credit risk management in the financial sector, Nepal Rastra Bank released the Guideline on Environmental & Social Risk Management for Banks and Financial Institutions in 2018.

A World Bank study has identified that there is a financing gap of USD 3.6 billion in SME sector in Nepal. UNESCAP study 2020 mentions that 594,092 establishments out of total 921,244 establishment have no access to credit. NRB study mentions that BFI’S are attracted towards large enterprises and small enterprises are generally ignored. The main reason for such gap is because of lack of credit history, lack of reliable financial information, lack of business skills other factors on the part of SMEs. But studies have shown that banks can work with SMEs profitability even in such situation.

The workshop is focused to equip participants with the necessary knowledge of cybersecurity & fraud risks in banking, as well as practical strategies for managing and reducing these risks by fostering a strong risk culture throughout the organisation through education and awareness campaigns.

In this program you will learn how to scale up sales enablement to meet long-term needs

Trade Finance encompasses transactional and value add services offered to corporate/ commercial clients by banks. Trade finance solutions enhance working capital efficiencies of banks’ business clients thereby resulting in overall operational efficiencies and enhanced profitability. From the banks perspective it helps deepen client relationships, making the relationship stickier thereby resulting in a significant delta in revenues.

The AML 7th Annual Summit presented by National Banking Institute in association with Fintelekt has been providing an annual platform for the AML community in the country to discuss the latest industry developments and engage in insightful interactions.

In 2023, the summit will focus on the new and emerging areas of risk within money laundering/terrorist financing and financial crime. It will also delve into the strategies to strengthen the organizational responses to make the AML programme more robust and effective.

National Banking Institute (NBI), in association with Asian Institute of Technology (AIT), is pleased to bring a 5 days Executive Development Program on Contemporary Banking, designed for senior managers in the banking and finance sector. The program aims to equip the participants with advanced tools and techniques of modern banking practices along with a critical analysis of the banking business, in order to enable them in making appropriate and effective strategic / managerial decisions.

The workshop is focused on providing busy and target-driven customer-facing business teams with the required understanding of AML/CFT and the tools at their disposal to detect and prevent ML/TF activity that potentially poses a risk to their organisation.

Role of the Board of Directors (BoD) is paramount in driving the Bank through right Leadership vision and Risk Management in order to maintain high standard of corporate governance, safeguarding the interest of the depositors and meeting the expectations of the stakeholders.  

This program has been designed to provide an extensive insight into the various components of Credit Appraisal and will be delivered in such a way that the participants can immediately bring the knowledge and skills into practice. The program will help in creating a solid base for a better future in Credit Department.

National Banking Institute (NBI) is pleased to present a one day program on Working Capital Assessment as per NRB Guidelines facilitated by the industry expert practitioner along with the regulator. Working capital loans are a vital source of financing for businesses to meet their day-to-day operational needs. Loan is an asset to any financial institution. A bank normally maintains more than 60% of its loan portfolio under working capital.

Women’s Leadership is an extremely necessary initiative intended to inspire, motivate and empower women from all areas. The objective of the conference is to provide a forum for the industry to come together and share knowledge and experience that would help to promote women’s leadership that shall benefit everyone in the industry. The conference is designed to encourage, support and inspire women to maximize their careers in the financial sectors.

For financial institutions, better handling of different types of documents is essential. Technique to communicate with customer legally with good faith is always required in any institutions. Likewise signature verification is basic need for bankers whereas losses due to forged signature are in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged documents, cheques as well as currencies. The awareness towards it is essential for bankers.

Forgery in documents which are used for any banking transactions may lead to greater economic loss. Hence personnel involved in such activities need to know the ways of forgery in documents like check, ID and different aspects of signature, fingerprint etc. Recent events show the vulnerabilities of bank employee in detecting such forgeries, especially detecting forged signature, ID and checks. Hence getting such knowledge regarding such aspects makes banking employee and bank more secure.

Risk management has made great strides in recent years with the help of statistical tools. Without statistics, risk is wholly a matter of gut. Therefore, a risk manager needs have basic understanding of statistics for effectively measurement and management of risk faced by his/her bank. By focusing on the application of statistics to actual risk management problems, this program helps bridge the gap between basic statistics in theory and risk management in practice. Further, the programs helps the risk manager in building foundation for risk modelling.

This program has been designed to provide an extensive insight into the various components of Credit Appraisal and will be delivered in such a way that the participants can immediately bring the knowledge and skills into practice. The program will help in creating a solid base for a better future in Credit Department.

Loan is an asset to any financial institution. A bank normally maintains more than 60% of its loan portfolio under working capital. That is why it is very much necessary to ensure that a working capital loan does not become bad as it is normally not secured by other collateral security. These types of loans are secured by current assets and that are in the possession of the borrower themselves.

Taxation is a crucial activity, mainly concerned with identification of tax payers, compliance with laws, collection of evidences, verifying the income, authenticating the tax accounting process, and so on. Sound knowledge and skills in taxation system is possible when the staff are acquainted with various aspects of taxation, such as taxation acts, rules, regulations and norms and their application by various incumbents.

Signature Verification with proper documentation is always essential in financial sector. In merchant banking identifying a genuine person is one of the major task. Signature verification and genuine Id identification can very much reduce such level of risk. This session will address these issues along with other events.

Forgery in documents which are used for any banking transactions may lead to greater economic loss. Hence personnel involved in such activities need to know the ways of forgery in documents like check, ID and different aspects of signature, fingerprint etc. Recent events show the vulnerabilities of bank employee in detecting such forgeries, especially detecting forged signature, ID and checks. Hence getting such knowledge regarding such aspects makes banking employee and bank more secure.

While customer relationship always remains the main factor influencing any business because the way an employee interacts with an existing or a potential customer can either make or break a deal in any business. The objective of the session/workshop is to improve the engagement level of employees towards attaining their individual as well as organization’s common goals. It is expected to improve communication, listening and responding skills thereby leading in customer satisfaction, Customer retention and increasing customer loyalty.

Trade Finance encompasses transactional and value adding services, offered to corporate/ commercial clients by banks. Trade finance solutions enhance working capital efficiencies of banks’ business clients, thereby resulting in overall operational efficiencies and enhanced profitability. From the banks perspective it helps deepen client relationships, making the relationship stickier, thus, resulting in a significant delta in revenues.

National Banking Institute (NBI), in association with Asian Institute of Technology (AIT), is pleased present a four days Executive Development Program on Strategic Leadership Program, program is designed for senior managers in banks and financial institutions. The program aims to equip participants with advanced tools and techniques of leading banks through a period of rapidly changing environment. The program will include a critical analysis of the banking business to set the context in which senior management of banks craft strategies and execute them to create lasting value

With the changing perspective in the banking scenario, it is essential to step out of its collective comfort zone & diversification in response to the changing consumer demands. The future of bank is projected to be more customer-centric as opposed to being driven by product and services.

The workshop has been designed around the concept of individual branding, so that the participants can develop a unique identity, helping them stand out in personal, professional as well as social front.

Further, the program will dive deep into impactful communication, including, but not limited to, critical factors of communication and key tips that will guide the participants in developing effective communication strategy.

National Banking Institute (NBI) NBI is pleased to announce a one and half days residential workshop on Risk Management

The workshop shall cover the Risk Management Framework, Computation of Key Components of Interest Rate Risk and Credit Portfolio Risk Management.

A risk management framework is critical for a bank to effectively manage the various risks it faces and ensure its long-term stability and success.

Market risk management is becoming complex discipline over the years, with increased focus on internal risk standards, evolving market conditions and significantly increased regulatory requirements. Volatility of instruments traded in market as well as market interest rates may result in multiple risks to banks and financial institutions as market participants. This increases the importance of effective management of market and interest rate risk.

Forgery in documents which are used for any banking transactions may lead to greater economic loss. Hence personnel involved in such activities need to know the ways of forgery in documents like check, ID and different aspects of signature, fingerprint etc. Recent events show the vulnerabilities of bank employee in detecting such forgeries, especially detecting forged signature, ID and checks. Hence getting such knowledge regarding such aspects makes banking employee and bank more secure.

The program will help in understanding:

· How a BFI can take business and AML/CFT together

· How a BFI can best expand business together with AML/CFT compliance

· How AML/CFT help expanding business

· How minimum resources and staffs can work on AML/CFT

· How a BFI can best implement newly amended but rigorous laws with limited resources

This program has been designed to provide an extensive insight into the various components of Credit Appraisal and will be delivered in such a way that the participants can immediately bring the knowledge and skills into practice. The program will help in creating a solid base for a better future in Credit Department.

Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another, and it is always difficult to assess when, how and at what intensity the operational risk events occur. But the losses stemming from operational risks may erode the capital of a BFI with such a magnitude and intensity that the BFI may be left with no room for escaping from the impact, which could precipitate up to a situation of collapse. Thus, a clear understanding on operational risk and its control has been always a challenge to the management.  

The program will help in understanding:

· How a BFI can take business and AML/CFT together

· How a BFI can best expand business together with AML/CFT compliance

· How AML/CFT help expanding business

· How minimum resources and staffs can work on AML/CFT

· How a BFI can best implement newly amended but rigorous laws with limited resources

It is imperative for the banks to have a robust risk framework to manage all the risk associated with it and the management of credit risk begins at the origination itself. Managing the credit risk exposure within the framework of risk management (identification, measurement, monitoring and control) is of utmost importance for minimizing the losses arising out of the risks associated with credit.

Considering this, the course has been designed to provide the participants an understanding of Credit Risk Management at the Branch level.

Program Takeaways

Theoretical, Legal and Practical for:

· Understanding how a BFI can take business and AML/CFT together

· Understanding how a BFI can best expand business together with AML/CFT compliance

· Understanding how AML/CFT help expanding business

· Understanding how minimum resources and staffs can work on AML/CFT

It is imperative for the banks to have a robust risk framework to manage all the risk associated with it and the management of credit risk begins at the origination itself. Managing the credit risk exposure within the framework of risk management (identification, measurement, monitoring and control) is of utmost importance for minimizing the losses arising out of the risks associated with credit.

Considering this, the course has been designed to provide the participants an understanding of Credit Risk Management at the Branch level.

For financial institutions, better handling of different types of documents is essential. Technique to communicate with customer legally with good faith is always required in any institutions. Likewise signature verification is basic need for bankers whereas losses due to forged signature are in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged documents, cheques as well as currencies. The awareness towards it is essential for bankers.

Operational Risk Events (Internal Loss Data) Reporting is the oldest and the most common operational risk reporting system. NRB Risk Management Guidelines requires banks to systematically track and record all relevant operational risk data on individual loss events or near misses. Therefore, every bank should have a robust internal loss data reporting system.

Program Takeaways

Theoretical, Legal and Practical for:

· Understanding how a BFI can take business and AML/CFT together

· Understanding how a BFI can best expand business together with AML/CFT compliance

· Understanding how AML/CFT help expanding business

· Understanding how minimum resources and staffs can work on AML/CFT

With the rapid expansion of capacity and networks, Nepalese banks have been facing serious shortage of skilled manpower in all functional areas and more so in credit. As credit risk is by far the most dominant factor in bank failures, the importance of proper Credit Risk Management System in a bank can hardly be exaggerated. And, good credit risk management always begins with making good loans.

Banking is an integral part of international businesses, where Trade Finance is one of the most lucrative businesses to any bank. Trade finance includes various kinds of loans, advances and facilities required for imports and exports deals that are made on foreign trade, and involve foreign exchange transactions. Letters of credit (LC) are most often used in international trade, governed by the Uniform Customs and Practice for Documentary Credits (or UCP), the rules of the International Chamber of Commerce.

Bank and Financial Institutions have been giving extra focus in growing Retail/ Consumer Lending in the recent days as it contributes in diversifying the risks and enhancing the customer base. Due to comparatively low risk weight age on retail loans, exception a few products; retail loans have been enabling the BFIs to enhance more loans with the limited available capital, which has been further helping them to maximize profitability.

• How a BFI can take business and AML/CFT together 
• How a BFI can best expand business together with AML/CFT compliance
• How AML/CFT help expanding business
• How minimum resources and staffs can work on AML/CFT
• How a BFI can best implement newly amended but rigorous laws with limited resources
• Linkage between Banking and AML/CFT measures and their inseparability
• Instruments that help assessing risk and focusing only on the high risk areas

This program has been designed to provide an extensive insight into the various components of Credit Appraisal and will be delivered in such a way that the participants can immediately bring the knowledge and skills into practice. The program will help in creating a solid base for a better future in Credit Department. 

• How a BFI can take business and AML/CFT together 
• How a BFI can best expand business together with AML/CFT compliance
• How AML/CFT help expanding business
• How minimum resources and staffs can work on AML/CFT
• How a BFI can best implement newly amended but rigorous laws with limited resources
• Linkage between Banking and AML/CFT measures and their inseparability
• Instruments that help assessing risk and focusing only on the high risk areas

• Inflation to be limited to 7%
• Private Sector Debt increment of 12% only
• CRR & SLR Increased
• Limit on SLF

• How a BFI can take business and AML/CFT together 
• How a BFI can best expand business together with AML/CFT compliance
• How AML/CFT help expanding business
• How minimum resources and staffs can work on AML/CFT
• How a BFI can best implement newly amended but rigorous laws with limited resources
• Linkage between Banking and AML/CFT measures and their inseparability
• Instruments that help assessing risk and focusing only on the high risk areas

National Banking Institute (NBI), in association with Frankfurt School of Finance and Management, is pleased to announce an exclusive complimentary online webinar on 'Outlook of Leadership after Crisis' on 3rd June 2022. The program will be facilitated by Ms. Ute Bühler who has over 20 years of experience in the field of Banking, Training and Coaching. The program shall constitute discussions on key leadership topics to provide participants on insight on changing dynamics of leadership after crisis.

1. Explain Regulatory & Statutory aspects in lending

NBI is pleased to announce the program on 'Overview of AML/CFT' facilitated by some of the leading professionals and experts of the industry.

As the size and complexity of financial institutions have increased, so have the challenges of understanding and reducing risks down to truly manageable levels by implementing internal controls. An effective Internal Audit function is the vital component that independently and objectively evaluates the risk management and assesses the adequacy, appropriateness and effectiveness of controls and compliance with the Bank’s systems and procedures.

National Banking Institute ltd proudly announces " Executive Education Program" at Frankfurt School of Management ( FSFM), Germany. Frankfurt School of Finance & Management is a leading private business school based in Frankfurt am Main, Germany. Frankfurt School enjoys a formidable reputation in Germany and worldwide, reflected in top positions in national and international university rankings.

Background:

Role of the Board of Directors (BoD) is paramount in driving the Bank by maintaining high standard of corporate governance, safeguarding the interest of the depositors and meeting the expectations of the stakeholders.  

Whilst BoD delegates the authority to the Director(s), CEO or any other officials, the ultimate responsibility lies on them, which is substantiated by NRB Directives.

The banking industry in Nepal along with the foreign exchange liberalization has immensely open the window and key attraction as an emerging point for domestic and international activities in Nepal required of foreign goods and services. Therefore, demand for foreign exchange facility with the bank’s and central bank has seen exponentially grew in these days. With this in mind National Banking Institute has developed Foreign Exchange Management course for those key staffs of banking and financial sectors involved in any type of foreign exchange activities in Ne-pal i.e.

The program is aimed at endowing the participants with the knowledge in the field of cur-rency management and banknote security features. The program is set for day-to-day cash handlers and their supervisors. Participants can expect to gain knowledge on currency man-ufacturing, issuance, circulation and destruction. Participants can also expect to be well conversant with identifying security features of banknotes and techniques of detecting counterfeit banknotes. The program is facilitated by experts in the field of banknote printing and its security features.

Trade Finance encompasses transactional and value add services offered to corporate/ commercial clients by banks. Trade finance solutions enhance working capital efficiencies of banks’ business clients thereby resulting in overall operational efficiencies and enhanced profitability. From the banks perspective it helps deepen client relationships, making the relationship stickier thereby resulting in a significant delta in revenues.

NBI is pleased to offer a program on Basel III and Credit Risk Management exclusively in association with International Development Institute (IDI), leading training and capacity building provider based in the US.

Anti-money Laundering & Anti-Bribery and Corruption have globally grown as the agenda of serious concern in the entire domestic banking industry and cross-border banking.  It is sometimes realized as a big mystery or burden over the industry. However, there are limited efforts made to de-mystify the situation. There is a need to address them strategically & systematically so that they be solved permanently within existing legal and regulatory frameworks. 

Understanding deposit marketing is highly critical to any Bank to ensure effective management of resources to fund their businesses by making loans so as to continue to maintain the bottom line as well as diversify & manage various risks. With competition amongst banks heating up ever more coupled with a rapid advancement in technology, in order to stay relevant, Banks need to review their deposit products and deposit marketing strategies.

Property - Land and building is one of the Prime collateral considered by Banks and Financial Institutes. It is generally a challenge to understand cadastral map (the Blue Print) for the bankers. It is important for the bank staff -Relationship Managers, credit underwriters, documentation and loan processing staff to have a basic knowledge on interpreting the cadastral map and field verification technique. Possible cases of frauds and mitigation techniques are necessary for them. Idea of using different mobile applications for collateral process of land and building is very useful.

Forgery in documents which are used for any banking transactions may lead to greater economic loss. Hence personnel involved in such activities need to know the ways of forgery in documents like check, ID and different aspects of signature, fingerprint etc. Recent events show the vulnerabilities of bank employee in detecting such forgeries, especially detecting forged signature, ID and checks. Hence getting such knowledge regarding such aspects makes banking employee.

The main objective of this program is to help mid-level bank officers to build up an in-depth understanding of SME Banking fundamentals, its business complexities and growth potentials. 

National Banking institute Ltd. (NBI) presents a 2 two hours webinar on “Information and Cyber Security” with the collaboration of  State Bank Institute of Innovation and Technology (SBIIT)  Hyderabad, India. 

SBIIT is an Apex Training Institute in State Bank of India, engaged in IT related training, research, development, innovation and e-learning. It has played a key role in the transition of SBI from a traditional bank to an IT savvy Bank.

Role of the Board of Directors (BoD) is paramount in driving the Bank by maintaining high standard of corporate governance, safeguarding the interest of the depositors and meeting the expectations of the stakeholders.  

Whilst BoD delegates the authority to the Director(s), CEO or any other officials, the ultimate responsibility lies on them, which is substantiated by NRB Directives No 6/072, Section No 2 (e).

National Banking Institute (NBI) is pleased to present a workshop on “Negotiating Playfully- o a Win- Win Result” in association with International Development Institute (IDI), Washington DC.   Negotiation is an integral part of creating value for an organization. Your success depends on your skills as a negotiator—whether you are seeking project resources, deciding on a new hire’s salary, or inking a high-stakes deal for your bank, company, or the institute.

National Banking Institute is pleased to present a virtual two hours “Friday Talk Series Episode 3 on “Operational Risks Control at Branches”.

It is essential for the branch employees to understand their roles and responsibilities in mitigating risks in order to be able mitigate risks and  internal controls. It is essential for the banks to adopt risk control culture to mitigate risk.

For financial institutions, better handling of different types of documents is essential. Technique to communicate with customer legally with good faith is always required in any institutions. Likewise signature verification is basic need for bankers whereas  losses due to forged signature is in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged documents, cheques as well as currencies. The awareness towards it is essential for bankers.

Behavioural Interviewing Workshop is designed to bridge the gap between the theory of the Behavioral Event Interviewing (BEI) and the reality of life in the workplace where candidates come better prepared than interviewers.

By using the researched interviewing best practices, practical BEI tools and question funnels, managers can ensure a thorough interview and leave a lasting impression of professionalism on every candidate they interview.

This program provides the participant with basic foundation of knowledge and skills that help them to reach sound, reliable judgment while assessing the borrower for margin loan. The practical introduction to regulatory provision, drawing power assessment, margin call requirement and process for recovery in case of default shall be deliberated during entire session.

BIS issued “Basel III: A global regulatory framework for more resilient banks and banking system” in 2010 in order to strengthen global capital and liquidity rules with the goal of promoting more resilient banks. The reform was a response to financial crisis 2008 and to improve the banking sectors ability to absorb the loss on a going concern basis.

Accordingly, NRB issued directives to Commercial Banks to maintain their capital adequacy ratio as per New Capital Adequacy Framework designed based on Basel III requirement.

Who communicated what, how, when, and how is a key concern in organization, esp. in people management. Verbal communication forms a key part of communication and is highly impactful. Communication is an important glue that binds people together. Communication also plays a vital role in role and image perceptions which are directly linked with people productivity. Communication is critical in people management for motivation, productivity, performance, and change.

Banking is integral part of international business, where Trade Finance is one of the most lucrative businesses to any bank. Trade finance, of course a short-term credit/ facilities availed by a bank to their borrower for importing and exporting activities, includes various kinds of loans, advances and facilities required for imports and exports deals. Since such deals are made on foreign trade, it involves transactions of foreign exchange too.

This sessions is applicable only for the JANBI Enrolled Candidates. Session is conducted via Microsoft Team or Zoom platform.

For registration, please click on "Register for this Training" button. Link will be share after registration.

This sessions is applicable only for the JANBI Enrolled Candidates. Session is conducted via Microsoft Team or Zoom platform.

For registration, please click on "Register for this Training" button. Link will be share after registration.

This sessions is applicable only for the JANBI Enrolled Candidates. Session is conducted via Microsoft Team or Zoom platform.

For registration, please click on "Register for this Training" button. Link will be share after registration.

Covid 19 has taught us “how difficult the life can be for any Government/Central Banker or even local individuals to tackle a pandemic situation when every body is in need of help but very limited sources available to tackle the financial needs of Borrowers under distress both under corporate as well as Retail segment. Even banks are under distress to provide adequate support to all those needing particularly the large corporate borrowers where fund requirements is normally huge and asset so created provide employment to millions of people.

Core function of the Bank and Financial Institutions (BFIs) is to collect deposit and from the public and extend the loan to meet different financial needs of the costumers. While providing loan that requires assessment of the costumers from different perspectives to ensure about proper utilization of loan in one hand and to make secure the Bank in distress situation. Legal risk should be one of the major aspect for BFI while credit appraisal.

The main objective of this program is to help mid-level bank officers to build up an in-depth understanding of SME Banking fundamentals, its business complexities and growth potentials. 

For financial institutions, better handling of different types of documents is essential. Technique to communicate with customer legally with good faith is always required in any institutions. Likewise signature verification is basic need for bankers whereas  losses due to forged signature is in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged documents, cheques as well as currencies. The awareness towards it is essential for bankers.

The banking industry in Nepal has seen exponential growth. The competitive market has stretched the limits of customer numbers. To tackle these issues, excellent customer service, innovative products and foreign exchange management becomes essential. With this in mind National Banking Institute has developed Foreign Exchange Management program. This program aims to deliver the best course content consultation with the industry experts from close inputs from the regulators.

Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another. INR Draft events taken place in Kathmandu, good for payment incident happened at one of the development banks and remittance fund embezzlement case incurred at one of the large commercial banks are the examples of a few incidents.

Impacts of Covid 19 on businesses have been unexpectedly deterrent and it is unknown how long it keeps impacting. The workforce of Nepalese Banks working in the area of Credit and Risk management are mostly trained for processing credits with a focus on growth by assessing the inherent risks in the business.

This Treasury Management course is designed to give an overview of the Treasury market and will facilitate a better understanding of the major facets of treasury and financial risk management in today's pandemic situation.

Companies all across industries including Banks are being negatively impacted by the pandemic. Hence, businesses must take action to mitigate and prevent financial damage by evaluating and shifting business strategies and tactics. Sales along with customer service is of prime importance even in current situation.

The Agriculture sector is considered as a backbone of economy in the country. About 60.4% of the total population of Nepal is dependent on agriculture contributing more than one third of GDP and employing two third of labor forces . Due to the global impact of the COVID-19, the sector has become a more significant and high priority segment like our country.

Banking fraudulent activities is increasing rapidly now days in banking sector. The common challenge faced by Bank and Financial Institutions (BFIs) is the various types of frauds that encounter within management, staff, costumer and hacker to financial and reputational losses by falling prey to fraud incidents. So, prevention of these activities must be followed by the awareness, an ongoing effort for financial institutions, especially with new fraud typologies being discovered frequently.

Training on Credit Documentation, Monitoring, Recovery and Legal Issues in Recovery of Non-Performing Loans

Overall banking operations round on Receipt and Payment of Cash in different currency and denomination. Since the Cash Unit provides direct service to the customer during the transaction hours of the bank, Operation of this area should invite extra efforts while delivering the services to the customer. Cash area operation is most sensitive where customers have great expectation of the exceptional service to their favour.

Understanding deposit marketing is highly critical to any Bank to ensure effective management of resources to fund their businesses by making loans so as to continue to maintain the bottom line as well as diversify & manage various risks. With competition amongst banks heating up ever more coupled with a rapid advancement in technology, in order to stay relevant, Banks need to review their deposit products and deposit marketing strategies.

Main Core functions of Microfinance  program is  Saving and  Credit  Management . Access to  finance, in other  words  provides credit  for the  betterment  of   underprivileged people enhancing their  living  standard, increase income generation activities with their involvement  and engagement in the  enterprise and business activities are essential change making  agents.

Monitoring is the regular observation and recording of activities taking place in a project or programme. It is a process of routinely gathering information on all aspects of the project. Reporting enables the gathered information to be used in making decisions for improving project performance. The report generated also helps the organization to strength and weaknesses of the organization hence enabling to make necessary corrective measures.

In this current pandemic scenario with the COVID-19 crisis, companies all across are being negatively impacted. It is a challenge for the business to identify and assess the crisis response along with its harm on companies.

Lending or advancing credit facilities is one of the core functions of banks and financial institutions. All employees engaged in credit related jobs should possess basic knowledge about the function before or at the time of assuming such role.

As per the Circular of Nepal Rastra Bank published on 8^th Poush 2076, for the A, B and C Class Banks, the Policy and Procedures related to Risk Assessment arrangement shall be conducted by the Magh 2076 by transaction monitoring, identifying the high risk customers and identification of suspicious transaction and reporting.

The rapidly changing technologies in the form of internet, mobile phones and smartcards have revolutionized our lives through the changes banking operations with its services and products delivered to its consumers. This has led to customers expecting even demanding superior experience from various service providers and banks are no exception.

In order to be able to remain relevant in these changing times banks need to ensure that they are prepared to adopt the latest cutting edge technology and adapt themselves to the newer ways of doing things.

COVID-driven travel restrictions and social distancing have had an immediate and dramatic impact on the cashflows of many corporate and SMEs, from airlines to retailers to restaurants. Banks are already being inundated with requests for credit and must make urgent and “distressed” credit decisions. Near-term bank decisions on how to respond to clients’ financing needs will have a huge impact on the economic consequences of the crisis, including whether companies survive and continue to employ staff.

 In the current scenario of the COVID pandemic, leaders are facing challenges that they have never faced before which has created tremendous pressure on them. Also when the market is unpredictable, it is not only important for leaders to adapt to the change but it is also essential to foresee the change well in advance & prepare for it. Leadership capability, motivation and commitment therefore plays a significant role in an organization’s success with the constantly changing environment.

The Institute of Chartered Accountants of Nepal (ICAN) has announced the implementation of NFRS in Commercial Banks from fiscal year 2016/17. However, Nepal Rastra Bank has issued its directive to microfinance conducting wholesale transactions to prepare their financial statements of 2020/21 based on NFRS.  NFRS is principle based a high quality standard which is divergent to local GAAP.

This Advanced Excel session is designed for bank professionals who rely on Excel Program for their daily tasks. In this action packed Excel session, participants will learn the must have Excel skills that would eventually make it easier to gather, enter, organize, analyze and report data. Participants will learn the different Excel features in a short time span and be confident to apply them at their work. The sessions are conducted with lectures and hands-on practical examples faced at the real workplace.

The KYC issue has been an agenda of hue and cry in the entire banking industry.  This has sometimes been realized as a big mystery or burden over the industry. However, there are limited efforts made to de-mystify the situation. There is a need to address it strategically so that it be solved permanently within existing legal and regulatory frameworks.  This is what is the objective of this KYC (Not entire AML) focused course.

Forgery in documents which are used for any banking transactions may lead to greater economic loss. Hence personnel involved in such activities need to know the ways of forgery in documents like check, ID and different aspects of signature, fingerprint etc. Recent events show the vulnerabilities of bank employee in detecting such forgeries, especially detecting forged signature, ID and checks. Hence getting such knowledge regarding such aspects makes banking employee

As per the Circular of Nepal Rastra Bank published on 8^th Poush 2076, for the A, B and C Class Banks, the Policy and Procedures related to Risk Assessment arrangement shall be conducted by the Magh 2076 by transaction monitoring, identifying the high risk customers and identification of suspicious transaction and reporting.

Companies all across industries including Banks are being negatively impacted by the pandemic. Hence, businesses must take action to mitigate and prevent financial damage by evaluating and shifting business strategies and tactics. Sales along with customer service is of prime importance even in current situation.

Property - Land and building is one of the Prime collateral considered by Banks and Financial Institutes. It is generally a challenge to understand cadastral map (the Blue Print) for the bankers. It is important for the bank staff -Relationship Managers, credit underwriters, documentation and loan processing staff to have a basic knowledge on interpreting the cadastral map.

COVID-driven travel restrictions and social distancing have had an immediate and dramatic impact on the cash flows of many corporates and SMEs, from airlines to retailers to restaurants. Banks are already being inundated with requests for credit and must make urgent and “distressed” credit decisions. This flow will increase in the coming weeks/months as cash reserves run down and clients look to banks to deliver  billions of lending support.

In consideration to the directives issued by Nepal Rastra Bank (NRB), Commercial banks are required to prepare their financial statements of 2017/18 , and going forward, based on NFRS.   The NFRS is principle based- a high quality standard which is divergent to local GAAP and it is designed to apply to the general purpose financial statements.

The evolvement of financial instruments and markets has enabled banks to undertake varied risk exposures. Capital maintained by a bank under new Basel Capital Accord will be more closely aligned

A proper understanding of Retail lending concepts and systematic process would lead to quality decisions and avoid costly mistakes. In order to save the bank from reputation risk, the retail lending team should be aware of retail lending and security procedure.

The COVID 19 pandemics has created chaos and uncertainties all across the globe. It has paralyzed economic activities severely impacting almost every sector. Movement Control Order (MCO) has been imposed and people are forced to work from home.

It is a time to think profoundly on how to continuously engage and maintain the same energy level in the staff.  The online Virtual Learning Class (VLC) training is one of the popular mode of future      training.

Lending or advancing credit facilities is one of the core functions of banks and financial institutions. All employees engaged in credit related jobs should possess basic knowledge about the function before or at the time of assuming such role.

National Banking institute Ltd. (NBI) an apex level banking and finance academy presents a “Four–Day” face-to-face interactive training program on “Effective Credit Underwritings” in collaboration with Manipal Global Education Services.

Over the past decades, money laundering has become an increasingly prevalent issue. With rapidly-evolving regulations, technology and financial crime methods, it is a challenge for the industry to detect potential criminal activity that may not be noticed. Globally new measures are being introduced to meet the challenge of staying abreast of new developments in financial crime.

National Banking Institute (NBI) NBI has been annually conducting Risk Management Conference. 

The last conference was held on November, 2018. Risk management is the hottest subject in the Banking Industry.  It is receiving increased focus globally and by the Regulators. Risk management includes various risk verticals like credit risk, operation risk, market risk etc.

This conference will be focused on a strategic approach to Risk Management. The Conference is scheduled for 11^th December, 2019.

HRDF Conference & Exhibition 2019

“People| Purpose| Passion / Technology| Tactics| Techniques”

The HRDF Conference and Exhibition is currently at its 19th year and has steadily drawn more participants year-by-year ranging from both local and international level from various industries. HR professionals regard the HRDF Conference and Exhibition as one of the “must attend” HR conference of the year.

NBI is  pleased to announce program on “Merger and Acquisition Learning Expedition in Malaysia” in association with Malaysian Institute of Management (MIM) .

In this regard the announcement made in the budget speech for the fiscal year 2019/20, Nepal Rastra Bank has sought commitments from the commercial banks for their readiness to go for 'big' merger and acquisition (M&A). The recently released Monetary Policy for 2019/20 has indicated that merged entities are to commence joint operation by mid-July 2020.

 The present age of business is extremely competitive and the only tool for survival is adaptability which comes through constant change. Vested deeply in leadership styles, culture and communication, successful change is vital and yet hard to describe. The role of human resource as an active partner, focusing on the com-pany's vision and ensuring open communication channels is fundamental for change in the organization. Change in any organization may be a result of a combination of elements; social, cultural, economic and/or environmental.

The changing dynamics of the banking, finance and the insurance industry has both created opportunity as well as challenges for the industry. The role of the Board Director globally is going through major transformation particularly when it comes to Risk Management, Culture and Corporate Governance.

National Banking institute Ltd. (NBI) an apex level banking and finance academy presents a “Five–Day” residential program on “Advance Credit Management” with the collaboration of State Bank Institute of Credit and Risk Management

Frankfurt School of Finance & Management (Frankfurt School) is the leading private business school and advisory institute in Germany with more than 50 years of experience in consulting, qualification and training services in all areas of banking, management and finance. Our mission is to advance national and international business practices through research, education, training andadvisory services.

Frankfurt School of Finance & Management (Frankfurt School) is the leading private business school and advisory institute in Germany with more than 50 years of experience in consulting, qualification and training services in all areas of banking, management and finance. Our mission is to advance national and international business practices through research, education, training andadvisory services.

Productive sectors are the real sectors of the economy. Sectoral components of GDP  such  as  agriculture, industry and services are the productive sectors. It reflects the viable, creditworthy picture of an economy emerging. Investment on the productive sectors has been a main focus of the government thus to stimulate economic growth and generate income and employment opportunities.

As the size and complexity of financial institutions have increased, so too have the challenges of understanding and reducing operational risks down to truly manageable levels. Increased regulatory concern and scrutiny have also increased the cost of operational risk events in the shape of outright financial loss, regulatory fines and declining customer confidence.

Environmental risks pertain to the potential for damage of the environment and ecosystem. The principal sources of such potential damage are pollution of the air, water and land resulting from industrial activity. Environmental risks are largely a function of the nature (i.e., sector) of the business activity. Social risks pertain to the potential of business activities to cause an adverse impact such as damage, injury or loss to persons (e.g., employees, customers) and communities (e.g., neighbors).

With the rapid expansion of capacity and networks, Nepalese banks have been facing serious shortage of skilled manpower in all functional areas and more so in credit. As credit risk is by far the most dominant factor in bank failures, the importance of proper Credit Risk Management system in a bank can hardly be exaggerated. And, good Credit Risk Management always begins with making good loans.

The banking industry in Nepal has seen exponential growth. The competitive market has stretched the limits of customer numbers. To tackle these issues, excellent customer service, innovative products and foreign exchange management becomes essential. With this in mind National Banking Institute has developed Foreign Exchange Management program. This program aims to deliver the best course content consultation with the industry experts from close inputs from the regulators.

Sale is a lifeline of any business. To acquire, engage, delight and retain customers for sustainability of business are some of the core functions of a sales team which is a skill requiring persistent training for learning, unlearning and relearning of right skills for Effective Sales.

Even faking a smile at customers has become hard in today’s hectic banking sector. This program teaches the participants how to bring changes in one’s behaviors and thinking so that customers become their biggest fans.  Happier ones’ customers are, the more secure ones’ career becomes, is the main message this program imparts. 

This Advanced Excel session is designed specifically for HR Professionals. Participants will deep dive into useful excel features in action-packed 2-days long session with practical examples. This session aims to help HR Professionals overcome difficulties and frustrations while working with their existing HR Software. Working as an expert Excel User, along with HR Software, should help in performing complex calculations, creating custom/ ad-hoc reports and making data-driven decisions.

Risk Based Internal Auditing (RBIA) is a audit methodology that links an organisation's overall risk management framework and allows internal audit function to provide assurance to the board that risk management processes effectively, in line with risk appetite define by the Bank.

The Basel Core Principle for Effective Banking Supervision, and Basel/OECD Corporate Governance Principles of Banks requires the internal audit function to conduct the RBIA.

National Banking institute Ltd. (NBI) an apex level banking  and finance academy having conducted over 1500+ training programs presents a training programs for front line officers who faces customers queries and interacts with customers on a daily basis.

Just Sales- Sales Talent Development workshop target driven front line customer facing executives.

National Banking institute Ltd. (NBI) an apex level banking  and finance academy having conducted over 1500+ training programs presents a training programs for front line officers who faces customers queries and interacts with customers on a daily basis.

Just Sales- Sales Talent Development workshop target driven front line customer facing executives.

In today’s uncertain and dynamic business environment, people at work, home and the organizations itself are facing significant challenges in the areas of decision making, problem solving and responding various external environmental changes.

This program provides the participant with basic foundation of knowledge and skills that help them to reach sound, reliable judgment of company creditworthiness.  It shall focus on practical introduction to financial statement from the perspective of the credit analysts. Discussion on each component of financials statement will help the delegates to assess key qualitative and quantitative factors in determining limit requirement and repayment capacity borrower.

Bankers have to deal with numbers whether while accepting cash or making payment of cheques or analysing the credit proposals or carrying out any other activities. In many areas the software installed by the BFIs helps the staffs to get their job quickly and accurately.

 However, the BFIs cannot install software for every arithmetic calculation or any other activities, which have to be carried out by the staffs as it would not be doable practically and feasible economically.

Treasury Management is an essential function of a bank or a corporate or any entity dealing with large volumes of funds. With the increased globalization of markets, it has become essential to have an in-depth knowledge of the functioning of the domestic money and debt markets as also the foreign exchange markets for effective management of funds.

Core function of the Bank and Financial Institutions (BFIs) is to collect deposit and from the public and extend the loan to meet different financial needs of the costumers. While providing loan that requires assessment of the costumers from different perspectives to ensure about proper utilization of loan in one hand and to make secure the Bank in distress situation. Legal risk should be one of the major aspect for BFI while credit appraisal.

National Banking Institute (NBI) presents a training workshop for developing an internal "Sales Culture" for BFIs executives accountable for various banking products and services with assigned with business outcomes and specific targets.

National Banking institute Ltd. (NBI) an apex level banking  and finance academy having conducted over 1500+ training programs presents a training programs for front line officers who faces customers queries and interacts with customers on a daily basis.

Just Sales- Sales Talent Development workshop target driven front line customer facing executives.

UCPDC 600 : An international regulations in carrying out import/export transactions through documentary credit which is applicable to all the banks in the world. It is a uniform practice applied to buyer, seller, issuing bank and negotiating bank. It is also a mandatory to all the concerned of documentary credit and staff of banks and financial institutions those working in trade finance, letter of credit and as relationship managers. All of them must be well versed in every terms and conditions of UCPDC 600.

Even faking a smile at customers has become hard in today’s hectic banking sector. This program teaches the participants how to bring changes in one’s behaviors and thinking so that customers become their biggest fans.  Happier ones’ customers are, the more secure ones’ career becomes, is the main message this program imparts. 

One of the factors that affects the productivity and performance of organizations is the quality of teams that they are able to create.  Since we are living in a world of interdependence and organizations not being an exception to it, it is important to invest time and energy towards building teams.  After a team is built, there has to be the competence of leading them towards desired goals. Once the culture of effective team work is created, it becomes easy to leverage human potential.

Banking has become very complex day by day with voluminous regulatory requirements and crisis of skilled human resources. Operational banking is very important for the survival of banking business; howerver, it is not risk free and the legal risk is one among them. There are multiple legal issues to be given due consideration while undertaking operational banking including deposit collection, lending, recovery, cheque payment, dishonour of cheque and black listing process.

Signature verification is basic need for bankers. And also loss due to forged signature is in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged cheques as well as NRS, INR and USD. The awareness towards it is essential for bankers. This program is totally practical, group study as well as role play with support of video and power point finding solutions.

Signature verification is basic need for bankers. And also loss due to forged signature is in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged cheques as well as NRS, INR and USD. The awareness towards it is essential for bankers. This program is totally practical, group study as well as role play with support of video and power point finding solutions. 

Nepal Financial Reporting Standards ('NFRS') are designed as a common global language for business affairs so that company accounts are understandable and comparable within Nepal. The rules to be followed by accountants to maintain books of accounts which is comparable, understandable, reliable and relevant as per the users internal or external.

NFRS was issued by Nepal Accounting Standard Board in 2013. Earlier it has issued Nepal Accounting Standards. NFRS is prepared in line with on IFRS.

Negotiation is an integral part of creating value for the organization. Your success depends on your personal skills as a negotiator, whether you are seeking resources for your project or team, deciding on a new hire’s salary, or inking a high-stakes deal for your company.

Negotiation is an integral part of creating value for the organization. Your success depends on your personal skills as a negotiator, whether you are seeking resources for your project or team, deciding on a new hire’s salary, or inking a high-stakes deal for your company.

Microsoft (MS) Excel (a.k.a. Spreadsheet) software has become an essential part of virtually all the business organizations in the globe. MS Excel is by far the world's most popular spreadsheet program and is useful for everything from maintaining simple household budgets to building experienced financial models or designing complex dashboards.

It is noteworthy to mention that Bank employees especially in Nepal, (besides the core liability team), do not realize and accept that it is everyone’s business to pull in money to the organization for further business opportunities.  A shift in job rotation from any department to liability is often considered trivial and reluctance in attitude can be witnessed more often than compared to change in job duties in other functions.  This culture in our banking industry is prominent and requires a revolution in the way deposit marketing is viewed.  It is time to ale

Customer Service is drawing more attentions worldwide than ever before. Being customer centric and providing service excellence is becoming a significant advantage and performance differentiator for both private and public organizations alike, as it helps business to win clients in an extremely competitive environment and also facilitates cost saving.

Customer Service is drawing more attentions worldwide than ever before. Being customer centric and providing service excellence is becoming a significant advantage and performance differentiator for both private and public organizations alike, as it helps business to win clients in an extremely competitive environment and also facilitates cost saving.

Overall banking operations round on Receipt and Payment of Cash in different currency and denomination. Since the Cash Unit provides direct service to the customer during the transaction hours of the bank, Operation of this area should invite extra efforts while delivering the services to the customer. Cash area operation is most sensitive where customers have great expectation of the exceptional service to their favour.

Economic growth of an emerging economy and developing country critically depends on the health and spread of banking industry.  Banks being companies are run by their respective boards.  As major decisions, including strategic business decisions, are taken by these boards, it is imperative that the boards are well constituted so as to reflect the various stakeholders and the business that they support.  While the central bank and monetary authority is charged with the responsibility of ensuring a healthy banking system, it’s the board members of th

An integrated approach to identify, acquire and maintain wealth customers by offering banking products & delightful services besides suggesting investment solutions based on risk profile of the customers. Diversification of risk by carrying out asset allocation in order to provide market linked optimized returns.

Wealth management combines both financial planning and specialized financial services, including personal retail banking services, estate planning, legal and tax advice, and investment management services.

Public Procurement management is a thematic part of an organizational management. It is that specialized  activity which is mainly concerned to set up the procurement section or unit, prepare the procurement plan, initiate the process, evaluate the bidders documents, and the award contract to the lowest evaluated substantially responsive bid.  Furthermore  is to manage and administer the contract    in a procedural way.

Taxation is that crucial activity which is mainly concerned with identification of tax payers, compliance with laws,  collection of evidences, verifying with the income,  authenticate the  with the tax accounting process if law directs,  documents

This program is focused on the regulatory requirements that banks and financial institutions, including Nepalese institutions, must comply with in accordance with the various international requirements to combat money laundering, terrorism financing, sanctions and other financial crimes.  These international requirements have been incorporated into Nepalese law on anti-money laundering and counter financing of terrorism pursuant to which the NRB has issued directives to Nepalese BFIs and Non-BFIs.  Although the program is designed primarily for professionals in

Core function of the Bank and Financial Institutions (BFIs) is to collect deposit and from the public and extend the loan to meetdifferentfinancialneeds of the costumers. While providing loan that requires assessment of the costumers from different perspectives to ensure about proper utilization of loan in one hand and to make secure the Bank in distress situation. Legal risk should be one of the major aspect for BFI while credit appraisal.

Core function of the Bank and Financial Institutions (BFIs) is to collect deposit and from the public and extend the loan to meetdifferentfinancialneeds of the costumers. While providing loan that requires assessment of the costumers from different perspectives to ensure about proper utilization of loan in one hand and to make secure the Bank in distress situation. Legal risk should be one of the major aspect for BFI while credit appraisal.

National Banking institute Ltd. (NBI) an apex level banking  and finance academy having conducted over 1500+ training programs now presents a “Five –Day” residential program  on “Investing Credit in Agriculture” with the collaboration of  State Bank Institute of Rural Banking (SBIRB)  Hyderabad, India.

The course is designed to provide participants an understanding of the basic concepts of Risk Management. Its aim is also to explain the Framework of Risk Management and its importance in the Bank, as well as its implications everyday banking thereby facilitating the understanding and effective implementation of Risk Management practices.

It is noteworthy to mention that Bank employees especially in Nepal, (besides the core liability team), do not realize and accept that it is everyone’s business to pull in money to the organization for further business opportunities.  A shift in job rotation from any department to liability is often considered trivial and reluctance in attitude can be witnessed more often than compared to change in job duties in other functions.  This culture in our banking industry is prominent and requires a revolution in the way deposit marketing is viewed.  It is time to ale

The central bank of Nepal issues different types of bonds on the behalf of the government in order to facilitate the government in raising domestic debt and managing liquidity using OMO instruments. The central bank basically uses four different instruments for liquidity management viz Repos, Reverse repos, Outright sale and Outright purchase.

Bankers have to deal with numbers whether while accepting cash or making payment of cheques or analysing the credit proposals or carrying out any other activities. In many areas the software installed by the BFIs helps the staffs to get their job quickly and accurately.

Sale is a lifeline of any business. To acquire, engage, delight and retain customers for sustainability of business are some of the core functions of a sales team which is a skill requiring persistent training for learning, unlearning and relearning of right skills for Effective Sales.

Even faking a smile at customers has become hard in today’s hectic banking sector. This program teaches the participants how to bring changes in one’s behaviors and thinking so that customers become their biggest fans.  Happier ones’ customers are, the more secure ones’ career becomes, is the main message this program imparts. 

Signature verification is basic need for bankers. And also loss due to forged signature is in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged cheques as well as NRS, INR and USD. The awareness towards it is essential for bankers. This program is totally practical, group study as well as role play with support of video and power point finding solutions. 

Signature verification is basic need for bankers. And also loss due to forged signature is in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged cheques as well as NRS, INR and USD. The awareness towards it is essential for bankers. This program is totally practical, group study as well as role play with support of video and power point finding solutions. 

Preparing valid loan document is not an easy task. The officials designated for loan document preparation should have knowledge of prevailing legal aspects, risk factors associated with the credit along with patient, analytical skill and common sense.

This workshop, spanning two days, will look at some of the areas where disputes often arise in the area of examination of documents routinely presented under documentary credits and provide suggested solutions for consideration and implementation by the participants. Participants will also intensively learn about new developments in the area of trade finance, ICC work, guarantee practices, etc.

Even faking a smile at customers has become hard in today’s hectic banking sector. This program teaches the participants how to bring changes in one’s behaviors and thinking so that customers become their biggest fans.  Happier ones’ customers are, the more secure ones’ career becomes, is the main message this program imparts. 

Signature verification is basic need for bankers. And also loss due to forged signature is in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged cheques as well as NRS, INR and USD. The awareness towards it is essential for bankers. This program is totally practical, group study as well as role play with support of video and power point finding solutions.

Signature verification is basic need for bankers. And also loss due to forged signature is in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged cheques as well as NRS, INR and USD. The awareness towards it is essential for bankers. This program is totally practical, group study as well as role play with support of video and power point finding solutions.

This program provides the participant with basic foundation of knowledge and skills that help them to reach sound, reliable judgment of company creditworthiness.  It shall focus on practical introduction to financial statement from the perspective of the credit analysts. Discussion on each component of financials statement will help the delegates to assess key qualitative and quantitative factors in determining limit requirement and repayment capacity borrower.

Even faking a smile at customers has become hard in today’s hectic banking sector. This program teaches the participants how to bring changes in one’s behaviors and thinking so that customers become their biggest fans.  Happier ones’ customers are, the more secure ones’ career becomes, is the main message this program imparts. 

Role of the Board of Directors (BoD) is paramount in driving the Bank by maintaining high standard of corporate governance, safeguarding the interest of the depositors and meeting the expectations of the stakeholders.  

Whilst BoD delegates the authority to the Director(s), CEO or any other officials, the ultimate responsibility lies on them, which is substantiated by NRB Directives No 6/075, Section No 2 (e).

Negotiation is an integral part of creating value for the organization. Your success depends on your personal skills as a negotiator, whether you are seeking resources for your project or team, deciding on a new hire’s salary, or inking a high-stakes deal for your company.

Sale is a lifeline of any business. To acquire, engage, delight and retain customers for sustainability of business are some of the core functions of a sales team which is a skill requiring persistent training for learning, unlearning and relearning of right skills for Effective Sales.

Retail Lending is a volume driven business. Collection is an integral part of the credit cycle management. A well-established collection procedure can reduce the eventual loan write-offs. It is important to have an effective process, system support and people management. It is essential to have a strong and effective Collection Team. Regular training to Collectors help maximize the productivity.

The course is designed to provide participants an understanding of the basic concepts of Risk Management. Its aim is also to explain the Framework of Risk Management and its importance in the Bank, as well as its implications everyday banking thereby facilitating the understanding and effective implementation of Risk Management practices.

Even faking a smile at customers has become hard in today’s hectic banking sector. This program teaches the participants how to bring changes in one’s behaviors and thinking so that customers become their biggest fans.  Happier ones’ customers are, the more secure ones’ career becomes, is the main message this program imparts.  

Lending is fundamental area of banking business. In lending process, Bank and Financial Institutions (BFIs) to assess borrower and their credit credentials from different angles to ensure proper utilization of facilities not only for fulfilling lending objectives but also to safeguard BFIs from unwarranted legal risk.

Realizing and making efforts to identify and manage legal risk is crucial from the very beginning of credit assessment and proper legal documentation rather to think over the matter only after arising any distress situation.

Overall banking operations round on Receipt and Payment of Cash in different currency and denomination. Since the Cash Unit provides direct service to the customer during the transaction hours of the bank, Operation of this area should invite extra efforts while delivering the services to the customer. Cash area operation is most sensitive where customers have great expectation of the exceptional service to their favour. Cash unit projects the image of the bank, that's why Operational Risk associated with dealing in cash should be minimized to acceptable levels.

Due to the globalization of the economy, commercial banks are expanding their nationwide presence. The retail business is another important source of banking revenue, offering high margin transactions, a low nonperforming loan ratio, risk diversification, and a low risk of default.

With changing landscape of banking and financial industry, it has become imperative for the industry to develop agile leaders, workforce and develop culture who can handle change and achieve organization goal. In today's fast and changing world, the role of human and human resources has been emphasized in opening bottlenecks and providing developed technology because workforce is a strategic factor, substructure and propulsion of each organization. 

NBI in association with Fintelekt is pleased to present a one day conference on Asset Liability Management on 25th September, 2018 in Kathmandu. The increasing trend of market risk has brought pressure on the banks management to maintain a good balance in profitability and long term-viability. Due to these pressures the banks need to plan their corporate strategy for decision making on a dynamic and integrated risk management system & process

National Banking Institute Ltd (NBI) is a national level apex banking & finance academy. The banking industry in Nepal is almost eight decades old. In the eight decades, this industry has flourished and grown multifold, from pen and paper banking in 1937 to digital banking solutions of today, this industry has been constantly evolving. Driving this evolution have been the staff in these banks who have supported every change through the years. One of the key skills for any banking industry member to have is SELLING.

Overall banking operations round on Receipt and Payment of Cash in different currency and denomination. Since the Cash Unit provides direct service to the customer during the transaction hours of the bank, Operation of this area should invite extra efforts while delivering the services to the customer. Cash area operation is most sensitive where customers have great expectation of the exceptional service to their favour. Cash unit projects the image of the bank, that's why Operational Risk associated with dealing in cash should be minimized to acceptable levels.

UCPDC 600 : An international regulations in carrying out import/export transactions through documentary credit which is applicable to all the banks in the world. It is a uniform practice applied to buyer, seller, issuing bank and negotiating bank. It is also a mandatory to all the concerned of documentary credit and staff of banks and financial institutions those working in trade finance, letter of credit and as relationship managers. All of them must be well versed in every terms and conditions of UCPDC 600.

Negotiation is an integral part of creating value for the organization. Your success depends on your personal skills as a negotiator, whether you are seeking resources for your project or team, deciding on a new hire’s salary, or inking a high-stakes deal for your company.

Risk Based Internal Auditing (RBIA) is a audit methodology that links an organisation's overall risk management framework and allows internal audit function to provide assurance to the board that risk management processes effectively, in line with risk appetite define by the Ban

The Basel Core Principle for Effective Banking Supervision, and Basel/OECD Corporate Governance Principles of Banks requires the internal audit function to conduct the RBIA.

Overall banking operations round on Receipt and Payment of Cash in different currency and denomination. Since the Cash Unit provides direct service to the customer during the transaction hours of the bank, Operation of this area should invite extra efforts while delivering the services to the customer. Cash area operation is most sensitive where customers have great expectation of the exceptional service to their favour.

Financial sectors constitute a continuum growth of economy. BFIs have immense potential to influence environment sustainability and bridge the gaps between development and environmental degradation trhough their project financing. However, financial sector faced hard times due to the growing numbers of Non-performing Assets (NPAs) and defaults. Needless to say, one of the factors responsible for this is inadequate Environment & Social (E&S) risks management.

The banking industry in Nepal has seen exponential growth. The competitive market has stretched the limits of customer numbers. To tackle these issues, excellent customer service, innovative products and foreign exchange management becomes essential. With this in mind National Banking Institute has developed Foreign Exchange Management program. This program aims to deliver the best course content consultation with the industry experts from close inputs from the regulators.

Role of the Board of Directors (BoD) is paramount in driving the Bank by maintaining high standard of corporate governance, safeguarding the interest of the depositors and meeting the expectations of the stakeholders.  

Whilst BoD delegates the authority to the Director(s), CEO or any other officials, the ultimate responsibility lies on them, which is substantiated by NRB Directives No 6/072, Section No 2 (e).

Issues on corporate governance are vast and wide. New Issues cropping up time and again. Stakeholders need to be refreshed with recent happening.

A structured training path through the credit life cycle from identifying and screening the prospective loan customers up to learning how to identify and analyze the Early Warning Signals of financial distress.

Banks were much concentrated on large ticket corporate loans in the past for the maximum profitability by managing very limited resources. It was considered that the SME Loan requires high operating cost in comparison to return. Now the time has changed and banks have been focusing on high volume small ticket SME loans and also focusing with new approaches and strategy to capture this business. SME customers presents one of the greatest opportunities for banks to pursue growth and profitability; at the same time it represents substantial credit risk also.

Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another. INR Draft events taken place in Kathmandu, good for payment incident happened at one of the development banks and remittance fund embezzlement case incurred at one of the large commercial banks are the examples of a few incidents.

A structured training path through the credit life cycle from identifying and screening the prospective loan customers up to learning how to identify and analyze the Early Warning Signals of financial distress.

Negotiation is an integral part of creating value for the organization. Your success depends on your personal skills as a negotiator, whether you are seeking resources for your project or team, deciding on a new hire’s salary, or inking a high-stakes deal for your company.

The main takeaway of the program is that the staff of the fraud prone area (department) will be aware of the possible fraud. They will have orientation on existing legal framework on banking fraud.

The country received the inward remittance of about Rs 550 billion in In FY 071/72 only, which is about 20% on the total GDP of the country. Notably, Nepal is ranked in the 7th Position in terms of remittance's contribution in the GDP.

Whilst the inward remittance is contributing significantly in the economy and enabling to uplift the life standard of people and supporting BFIs to increase FCY trading / revaluation gain and fee income, many operational risk events are also taking place along with increase in remittance business.

Cards, online banking etc. are new manner of transactions on these days but the importance of signature on cheque and other document is still on. Sometimes a single signature carries millions of dollars. In Nepalese banking scenarios, withdrawal money by forged signature is normal phenomenon today. And also the returning genuine cheques give bad impact to the customers in competition market and sometimes push them to go through other banks.

Bankers have to deal with numbers whether while accepting cash or making payment of cheques or analysing the credit proposals or carrying out any other activities. In many areas the software installed by the BFIs helps the staffs to get their job quickly and accurately.

                  However, the BFIs cannot install software for every arithmetic calculation or any other activities, which have to be carried out by the staffs as it would not be doable practically and feasible economically.

The banking industry in Nepal has seen exponential growth. The competitive market has stretched the limits of customer numbers. To tackle these issues, excellent customer service, innovative products and foreign exchange management becomes essential. With this in mind National Banking Institute has developed Foreign Exchange Management program. This program aims to deliver the best course content consultation with the industry experts from close inputs from the regulators.

The trade of counterfeit currency is a big challenge over the world and financial institutions are places where most of transactions take place. And still some foreign currencies are not so familiar for bankers. Even they don’t know how they look. The system applied in bank is just traced the currency number, customer phone number, keep the Xerox copies of passport and other travel documents. To produce fake passport along with counterfeit currency is trend for fraudsters.

Core function of the Bank and Financial Institutions (BFIs) is to collect deposit and from the public and extend the loan to meetdifferentfinancialneeds of the costumers. While providing loan that requires assessment of the costumers from different perspectives to ensure about proper utilization of loan in one hand and to make secure the Bank in distress situation. Legal risk should be one of the major aspect for BFI while credit appraisal.

A structured training program for beginners / fresh trainees for understanding of loans & advances and risk management.

The program is designed specifically for fresh banking professionals (beginners / trainees) who aspire to make their career in banking.  This course is therefore for anyone who wants to attain initial understanding of the credit underwriting process, different loans and advances and risk management process in banking.

Cards, online banking etc. are new manner of transactions on these days but the importance of signature on cheque and other document is still on. Sometimes a single signature carries millions of dollars. In Nepalese banking scenarios, withdrawal money by forged signature is normal phenomenon today. And also the returning genuine cheques give bad impact to the customers in competition market and sometimes push them to go through other banks.

A structured training path through the credit life cycle from identifying and screening the prospective loan customers up to learning how to identify and analyze the Early Warning Signals of financial distress.

Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another. INR Draft events taken place in Kathmandu, good for payment incident happened at one of the development banks and remittance fund embezzlement case incurred at one of the large commercial banks are the examples of a few incidents.

A structured training path through the credit life cycle from identifying and screening the prospective loan customers up to learning how to identify and analyze the Early Warning Signals of financial distress.

Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another. INR Draft events taken place in Kathmandu, good for payment incident happened at one of the development banks and remittance fund embezzlement case incurred at one of the large commercial banks are the examples of a few incidents.

Preparing valid loan document is not an easy task. The officials designated for loan document preparation should have knowledge of prevailing legal aspects, risk factors associated with the credit along with patient, analytical skill and common sense.

The workshop will focus on developing conceptual skills of staff working in the Cash Area as well as provide a holistic environment for staff to clear up issues being faced on a day to day basis in their work place. The major aim of this Training Program is to make the participants aware about the theoretical as well as practical aspects of Cash Management. The Program is intended to equip the participants with knowledge so at to enable them to conduct their day to day operations independently

Core function of the Bank and Financial Institutions (BFIs) is to collect deposit and from the public and extend the loan to meetdifferentfinancialneeds of the costumers. While providing loan that requires assessment of the costumers from different perspectives to ensure about proper utilization of loan in one hand and to make secure the Bank in distress situation. Legal risk should be one of the major aspect for BFI while credit appraisal.

Financial sectors constitute a continuum growth of economy. BFIs have immense potential to influence environment sustainability and bridge the gaps between development and environmental degradation trhough their project financing. However, financial sector faced hard times due to the growing numbers of Non-performing Assets (NPAs) and defaults. Needless to say, one of the factors responsible for this is inadequate Environment & Social (E&S) risks management.

First step to minimize risk is properly handled document with best knowledge of customers and counterfeit currency detection as well as cheque receiving is day to day events in banks. Fresh hand will have fewer ideas to mitigate such risk.  This program is basically to generate ideas to know the customer properly and handling their cheque and cash in proper way.

To provide General knowledge on local and international trade and Bank Guarantees, its mechanism, documents, procedures and applicable local/international regulation.

The course is designed to provide participants an understanding of the basic concepts of Risk Management. Its aim is also to explain the Framework of Risk Management and its importance in the Bank, as well as its implications everyday banking thereby facilitating the understanding and effective implementation of Risk Management practices.

Risk is inherent in any business operations. It is more critical and sensitive in the financial sector. Banks and Financial institutions are invariably facing different types of risk that may have adverse impact on their business. It is of utmost importance for the banks to properly manage risk to protect banks from getting exposed to possible risk.

The program aims to equip participants with sound knowledge on banking operations. Upon the completion of the course the participants will gain knowledge and skills that are very essential to be efficient in their field of work. This program will help participants get an overall concept of a bank’s working procedures. The participants will be able to:

1.  Understanding the meaning and definition of credit

2.  Structuring of the loans

3.  Writing of credit proposal

A structured training path through the credit life cycle from identifying and screening the prospective loan customers up to learning how to identify and analyze the Early Warning Signals of financial distress.

Cards, online banking etc. are new manner of transactions on these days but the importance of signature on cheque and other document is still on. Sometimes a single signature carries millions of dollars. In Nepalese banking scenarios, withdrawal money by forged signature is normal phenomenon today. And also the returning genuine cheques give bad impact to the customers in competition market and sometimes push them to go through other banks.

A structured training program for beginners / fresh trainees for understanding of loans & advances and risk management.

The program is designed specifically for fresh banking professionals (beginners / trainees) who aspire to make their career in banking.  This course is therefore for anyone who wants to attain initial understanding of the credit underwriting process, different loans and advances and risk management process in banking.

A structured training program for beginners / fresh trainees for understanding of loans & advances and risk management.

The program is designed specifically for fresh banking professionals (beginners / trainees) who aspire to make their career in banking.  This course is therefore for anyone who wants to attain initial understanding of the credit underwriting process, different loans and advances and risk management process in banking.

Bank and Financial Institutions have been giving extra focus in growing Retail/ Consumer Lending in the recent days as it contributes in diversifying the risks and enhancing the customer base. Due to comparatively low risk weightage on retail loans, exception a few products, retail loans have been enabling the BFIs to enhance more loans with the limited available capital, which has been further helping them to maximize profitability.

Preparing valid loan document is not an easy task. The officials designated for loan document preparation should have knowledge of prevailing legal aspects, risk factors associated with the credit along with patient, analytical skill and common sense.

There is a saying – ‘If you fail to plan, you plan to fail’. Budgeting is more about planning – planning of our spending to achieve certain goal in a particular given time period. Budgeting is a process of creating a plan of our spending on a proper manner. This is, in fact, a tool of our planning. Our success depends on a proper planning. Therefore, we need to prepare our budget very carefully taking into account complete information, future priorities/ goals, resources etc.

Cards, online banking etc. are new manner of transactions on these days but the importance of signature on cheque and other document is still on. Sometimes a single signature carries millions of dollars. In Nepalese banking scenarios, withdrawal money by forged signature is normal phenomenon today. And also the returning genuine cheques give bad impact to the customers in competition market and sometimes push them to go through other banks.

Traditionally banking activities related with cards & E-banking products are considered to be head office functions as a result training on such products is limited to staffs of IT Department of Card & E-Banking. On the other hand staffs at branches who are directly responsible for show casing the product at the customers, selling them and support customers when they face problems are deprived of such training.

Financial Fraud is an escalating threat in Banking and Financial Industry. Nepalese Banking Industry have experienced various scale of  financial frauds and it is imperative that organizations have a clear understanding of the threat that corporate and financial fraud poses.

Bankers have to deal with numbers whether while accepting cash or making payment of cheques or analysing the credit proposals or carrying out any other activities. In many areas the software installed by the BFIs helps the staffs to get their job quickly and accurately.

However, the BFIs cannot install software for every arithmetic calculation or any other activities, which have to be carried out by the staffs as it would not be doable practically and feasible economically.

We learn from the experiences and expertise of great Coaches that the best coaching took place when the coach knew nothing about the game, for example in the case of tennis instructor coaching a cricket player—because this forced the coach to let the player find his/her own answers.

It is noteworthy to mention that Bank employees especially in Nepal, (besides the core liability team), do not realize and accept that it is everyone’s business to pull in money to the organization for further business opportunities.  A shift in job rotation from any department to liability is often considered trivial and reluctance in attitude can be witnessed more often than compared to change in job duties in other functions.  This culture in our banking industry is prominent and requires a revolution in the way deposit marketing is viewed.  It is time to alert everyone to wake up and co

Traditionally banking activities related with cards & E-banking products are considered to be head office functions as a result training on such products is limited to staffs of IT Department of Card & E-Banking. On the other hand staffs at branches who are directly responsible for show casing the product at the customers, selling them and support customers when they face problems are deprived of such training.

Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another. INR Draft events taken place in Kathmandu, good for payment incident happened at one of the development banks and remittance fund embezzlement case incurred at one of the large commercial banks are the examples of a few incidents.

Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another. INR Draft events taken place in Kathmandu, good for payment incident happened at one of the development banks and remittance fund embezzlement case incurred at one of the large commercial banks are the examples of a few incidents.

A structured training program for beginners / fresh trainees for understanding of loans & advances and risk management.

The program is designed specifically for fresh banking professionals (beginners / trainees) who aspire to make their career in banking.  This course is therefore for anyone who wants to attain initial understanding of the credit underwriting process, different loans and advances and risk management process in banking.

Preparing valid loan document is not an easy task. The officials designated for loan document preparation should have knowledge of prevailing legal aspects, risk factors associated with the credit along with patient, analytical skill and common sense.

A structured training path through the credit life cycle from identifying and screening the prospective loan customers up to learning how to identify and analyze the Early Warning Signals of financial distress.

The country received the inward remittance of about Rs 550 billion in In FY 071/72 only, which is about 20% on the total GDP of the country. Notably, Nepal is ranked in the 7th Position in terms of remittance's contribution in the GDP.

Whilst the inward remittance is contributing significantly in the economy and enabling to uplift the life standard of people and supporting BFIs to increase FCY trading / revaluation gain and fee income, many operational risk events are also taking place along with increase in remittance business.

Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another. INR Draft events taken place in Kathmandu, good for payment incident happened at one of the development banks and remittance fund embezzlement case incurred at one of the large commercial banks are the examples of a few incidents.

Cards, online banking etc. are new manner of transactions on these days but the importance of signature on cheque and other document is still on. Sometimes a single signature carries millions of dollars. In Nepalese banking scenarios, withdrawal money by forged signature is normal phenomenon today. And also the returning genuine cheques give bad impact to the customers in competition market and sometimes push them to go through other banks.

The present age of business is extremely competitive and the only tool for survival is adaptability which comes through constant change. Vested deeply in leadership styles, culture and communication, successful change is vital and yet hard to describe. The role of human resource as an active partner, focusing on the company's vision and ensuring open communication channels is fundamental for change in the organization. Change in any organization may be a result of a combination of elements; social, cultural, economic and/or environmental.

A structured training path through the credit life cycle from identifying and screening the prospective loan customers up to learning how to identify and analyze the Early Warning Signals of financial distress.

The program aims to equip participants with sound knowledge on banking operations. Upon the completion of the course the participants will gain knowledge and skills that are very essential to be efficient in their field of work. This program will help participants get an overall concept of a bank’s working procedures. The participants will be able to:

1.  Understanding the meaning and definition of credit

2.  Structuring of the loans

3.  Writing of credit proposal

It is noteworthy to mention that Bank employees especially in Nepal, (besides the core liability team), do not realize and accept that it is everyone’s business to pull in money to the organization for further business opportunities.  A shift in job rotation from any department to liability is often considered trivial and reluctance in attitude can be witnessed more often than compared to change in job duties in other functions.  This culture in our banking industry is prominent and requires a revolution in the way deposit marketing is viewed.  It is time to alert everyone to wake up and co

Preparing valid loan document is not an easy task. The officials designated for loan document preparation should have knowledge of prevailing legal aspects, risk factors associated with the credit along with patient, analytical skill and common sense.

Signature verification and counterfeit currency detection are day to day events in banks. And fresh hand will have fewer ideas to mitigate such risk. Also the first step to minimize risk is properly handled document with best knowledge of customers. This program is basically to generate ideas to know the customer properly and handling their cheques and cash in proper way.

This program provides the participant with basic foundation of knowledge and skills that help them to reach sound, reliable judgment of company creditworthiness.  It shall focus on practical introduction to financial statement from the perspective of the credit analysts. Discussion on each component of financials statement will help the delegates to assess key qualitative and quantitative factors in determining limit requirement and repayment capacity borrower.

In financial sector, processing of important documents is a key issues. As preveention is always better than cure , better processing of of such documents is always essential to prevent fraud in initial stage. Study shows that in most of cases, lack of efficiency in handling document invites major fraud issues in financial sectors. Also to implement Know Your Customer (KYC)rule strictly, proper documentation is major tool. This program deals with several issues to get solution with more case study those happened in Nepalese banking.

The country received the inward remittance of about Rs 550 billion in In FY 071/72 only, which is about 20% on the total GDP of the country. Notably, Nepal is ranked in the 7th Position in terms of remittance's contribution in the GDP.

Whilst the inward remittance is contributing significantly in the economy and enabling to uplift the life standard of people and supporting BFIs to increase FCY trading / revaluation gain and fee income, many operational risk events are also taking place along with increase in remittance business.

Bankers have to deal with numbers whether while accepting cash or making payment of cheques or analysing the credit proposals or carrying out any other activities. In many areas the software installed by the BFIs helps the staffs to get their job quickly and accurately.

However, the BFIs cannot install software for every arithmetic calculation or any other activities, which have to be carried out by the staffs as it would not be doable practically and feasible economically.