Operational Risk has been increasing day by day in the Nepalese Financial Sector and large risks events are taking place one after another. INR Draft events taken place in Kathmandu, good for payment incident happened at one of the development banks and remittance fund embezzlement case incurred at one of the large commercial banks are the examples of a few incidents.
The banking industry in Nepal has seen exponential growth. The competitive market has stretched the limits of customer numbers. To tackle these issues, excellent customer service, innovative products and foreign exchange management becomes essential. With this in mind National Banking Institute has developed Foreign Exchange Management program. This program aims to deliver the best course content consultation with the industry experts from close inputs from the regulators.
Treasury Management is an essential function of a bank or a corporate or any entity dealing with large volumes of funds. With the increased globalization of markets, it has become essential to have an in-depth knowledge of the functioning of the domestic money and debt markets as also the foreign exchange markets for effective management of funds.
Banks were much concentrated on large ticket corporate loans in the past for the maximum profitability by managing very limited resources. It was considered that the SME Loan requires high operating cost in comparison to return. Now the time has changed and banks have been focusing on high volume small ticket SME loans and also focusing with new approaches and strategy to capture this business. SME customers presents one of the greatest opportunities for banks to pursue growth and profitability; at the same time it represents substantial credit risk also.