Small and Medium Enterprises (SMEs) are considered as driving engines for the developments of the nation in the least developing countries like Nepal.SME Lending is financing to the SMEs. Bank and Financial Institutions (BFIs) in Nepal were much concentrated on large-ticket corporate loans in the past for maximizing profitability by managing very limited customers. They used to consider that SME Loans requires high operating cost against low return.
Completed Programmes
We are pleased to deliver a program on Bank Guarantee under Trade Finance to Facilitate the basic and general knowledge on local and international trade and bank guarantee, its mechanism, documents, procedures and the applicable local/international regulations.
National Banking Institute(NBI) is pleased to announce a program "Teller Function & Cash Management" .The program aims to provide the overview of the Teller and its functions.It will highlight on the NRB regulations and will focus on the security & physical features of genuine currency paper notes along with the essentials of signature verification and many more. The program is basically designed to the staffs working in the Teller and the who is aspiring to join teller/cash.
The banking & financial institutions in Nepal has seen exponential growth. The competitive market has stretched the limits of customer numbers. To tackle these issues, excellent customer service and innovative marketing of one’s banking products becomes essential.With this in mind NBI brings to you “Customer Delight”. This program aims to deliver the best course content with consultation with the industry experts.
The program will focus on developing conceptual skills of staff working in the Cash Area as well as provide a holistic environment for staff to clear up issues being faced on a day to day basis in their work place. The major aim of this Training Program is to make the participants aware about the theoretical as well as practical aspects of Cash Management. The Program is intended to equip the participants with knowledge so at to enable them to conduct their day to day operations independently.
The program aims to get an overall concept of a bank’s working procedures for the participants. The participants will be able to understanding the meaning and definition of credit, structuring of the loans, writing of credit proposal, credit Administration and NPA Management.
The administration department provides support for all types of organizations and business in smooth execution of the day to work assisting their staff members. The program organized by NBI on General Administration will focus on the brief background of administration, administration management functions, risk management function and unique value proposition of administration function.
The Program is intended to equip the participants with knowledge so at to enable them to conduct their day to day operations independently. The major aim of this Training Program is to make the participants aware about the theoretical as well as practical aspects of Cash Management.
The counterfeiting of currency notes is one of factor which affects the economy of any country. Hence each country tries to deter such counterfeiting of ones currency notes using many methods, among which the security features in currency notes is one of the prominent and the most effective method. The security features are embedded in each currency note is various ways. It is essential that anyone working if field of handling currency notes should have appropriate and adequate knowledge about such features so that one can differentiate the counterfeit note from genuine.
Nepal has long been known as a remittance-based economy. Had migrant workers employed in Gulf countries and Malaysia, among others, not sent money to the country, the domestic economy would have collapsed long ago, so goes the saying by the country’s renowned economists. But what is little known is that foreigners working in Nepal are also sending money abroad. And the size of funds that they are remitting home is increasing day by day. In the recent years many banks and financial institutions are offering. Money transfers and this business have grown in to huge business.
Small and Medium Enterprises (SMEs) are considered as driving engines for the developments of the nation in the least developing countries like Nepal.SME Lending is financing to the SMEs. Bank and Financial Institutions (BFIs) in Nepal were much concentrated on large-ticket corporate loans in the past for maximizing profitability by managing very limited customers. They used to consider that SME Loans requires high operating cost against low return.
Banking industry in Nepal has rapidly grown in last decade. With the growth and expansion the industry has faced acute shortage of skill amongst its existing pool of human capital. Lack of proper curricula, untrained trainers and absence of training knowhow in the industry led to huge knowledge gap within its human capital. To address this NBI ran industry wide survey and rounds of meetings with top executives, HR heads and regulators.
After completion of a series of program on Current Issues & Challenges in BFIs in four different regions of the country, NBI is pleased to announce the program in Kathmandu for the first time. Program will focus on Regulatory aspects i.e. How to create best operational system? Types of Risk in BFI’s and mitigating tools, Risk Per NRB perspective, Role of internal control in Risk Management Operations Risk along with Operational Risk Management in BFI’s.
Credit Appraisal is the process that bank assesses the credit worthiness of the borrower. The major question in this appraisal is "Will I get my money back?" The assessment of the various risks that can impact on the repayment of loan which revolves around character, collateral capability and capacity.
NBI is proud to presents program on Payment Issuance and Acquiring Business Overview for staff working in BFIs to gain extensive knowledge on Card Transactions Processing. Clerical/Supervisor Level Staff directly involved in processing card business/Staff involved in selling card products are the target participants of this program.
Bank and Financial Institutions have been giving extra focus in growingRetail/ Consumer Lending in the recent days as it contributes in diversifying the risks and enhancing the customer base. Due to comparatively low risk weightage on retail loans, excepton a few products, retail loans have been enabling the BFIs to enhance more loans with the limited available capital, which has been further helping them to maximize profitability.