Credit

Productive Sector Lending @ Nepalgunj

Productive sectors are the real sectors of the economy. Sectoral components of GDP  such  as  agriculture, industry and services are the productive sectors. It reflects the viable, creditworthy picture of an economy emerging. Investment on the productive sectors has been a main focus of the government thus to stimulate economic growth and generate income and employment opportunities.

Comprehensive Commercial Lending

With the rapid expansion of capacity and networks, Nepalese banks have been facing serious shortage of skilled manpower in all functional areas and more so in credit. As credit risk is by far the most dominant factor in bank failures, the importance of proper Credit Risk Management system in a bank can hardly be exaggerated. And, good Credit Risk Management always begins with making good loans.

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