This program provides the participant with basic foundation of knowledge and skills that help them to reach sound, reliable judgment while assessing the borrower for margin loan. The practical introduction to regulatory provision, drawing power assessment, margin call requirement and process for recovery in case of default shall be deliberated during entire session.
Banking is integral part of international business, where Trade Finance is one of the most lucrative businesses to any bank. Trade finance, of course a short-term credit/ facilities availed by a bank to their borrower for importing and exporting activities, includes various kinds of loans, advances and facilities required for imports and exports deals. Since such deals are made on foreign trade, it involves transactions of foreign exchange too.
Impacts of Covid 19 on businesses have been unexpectedly deterrent and it is unknown how long it keeps impacting. The workforce of Nepalese Banks working in the area of Credit and Risk management are mostly trained for processing credits with a focus on growth by assessing the inherent risks in the business.
The Agriculture sector is considered as a backbone of economy in the country. About 60.4% of the total population of Nepal is dependent on agriculture contributing more than one third of GDP and employing two third of labor forces . Due to the global impact of the COVID-19, the sector has become a more significant and high priority segment like our country.
Training on Credit Documentation, Monitoring, Recovery and Legal Issues in Recovery of Non-Performing Loans
Lending or advancing credit facilities is one of the core functions of banks and financial institutions. All employees engaged in credit related jobs should possess basic knowledge about the function before or at the time of assuming such role.
Property - Land and building is one of the Prime collateral considered by Banks and Financial Institutes. It is generally a challenge to understand cadastral map (the Blue Print) for the bankers. It is important for the bank staff -Relationship Managers, credit underwriters, documentation and loan processing staff to have a basic knowledge on interpreting the cadastral map.
