It is necessary to appraise the credibility of the customer in order to mitigate the credit risk. Proper evaluation of the customer is perfomed which measures the financial condition and the ability of the customer to repay back the loan in future. With this in mind NBTI brings to you “Basic Credit Course". This 3 days program aims to deliver the best course content with consultation with the industry experts.
Learning Outcomes
The program aims to equip participants with sound knowledge on banking operations. Upon the completion of the course the participants will gain knowledge and skills that are very essential to be efficient in their field of work. This program will help participants get an overall concept of a bank’s working procedures. The participants will be able to:
· Create a solid base for a better future in Credit Department
· Understand Importance of Credit, Types (Corporate/Retail/SME/ Term Loans/Working Capital Loans/ Consortium Loans, Fund based and Non Fund based credit facilities etc.), Policy Guide, credit process
· Be able to use the knowledge and skills immediately
· Understand types of loan documents (Offer letter, loan deed, mortgage deed, hypothecation deed, assignments, pledge deed etc.)
· Work professionally
· Relevant directives from NRB and circulars
