Credit Appraisal is the process that bank assesses the credit worthiness of the borrower. The major question in this appraisal is "Will I get my money back?" The assessment of the various risks that can impact on the repayment of loan which revolves around character, collateral capability and capacity. It takes into account various factors like income of the applicants, number of dependents, monthly expenditure, repayment capacity, employment history, number of years of service and other factors which affect credit rating of the borrower. Depending on the purpose of loan and the quantum, the appraisal process may be simple or elaborate. With this in mind, NBI brings to you “Credit Appraisal Course". After completion, participants will be able to understand credit appraisal comprehensively and create a solid base for a better future in Credit Department.
Credit Appraisal Course @ Biratnagar
Testimonials
- 1) The program was directly linked to my current job. This definitely helped me a lot tounderstand the subject matter.2) The program was very useful to the beginners in credit department. It was able topin point even the small data and was able to interpret the meaning of the data sothis is very fruitful to all the learners.3) Overall the training was very much relevant and useful to the responsibilityassigned at workplace.4) Highly knowledgeable and experienced resource person. Highly beneficial training.5) It is grateful & useful training program.