Introduction: The Advanced Credit Certification Program (ACCP), initiated by NBI, aims to enhance the credit capabilities of professionals in Banks and Financial Institutions (BFIs).It offers a structured learning experience combining theoretical foundations with practical application. The program addresses the need for advanced skills in analysis, report writing, presentations, and query handling. Unlike traditional in-house training, ACCP ensures depth and consistency in skill development. It adopts diverse learning methodologies and rigorous assessments for impactful learning outcomes. ACCP is a strategic step toward building a skilled and standardized credit workforce in the banking sector.
Objectives: The Advanced Credit Certification Program (ACCP) is designed with the objective of developing well-rounded credit professionals through a structured yet flexible approach. It minimizes classroom time, enabling wider participation across BFIs, while encouraging self-learning supported by targeted coaching and mentoring sessions. By incorporating case-based learning, the program enhances participants’ ability to navigate real-world credit scenarios, strengthening their problem-solving and decision-making skills. A diverse testing format—comprising MCQs, short answers, presentations, and report writing—helps participants develop both technical precision and subjective judgment. Emphasis is placed on practical skills such as comprehensive credit appraisal report writing, promoting clarity, analytical depth, and risk-based decision-making. The program aims to certify participants not only for knowledge and skills but also for their ability to produce tangible, high-quality outputs. To ensure proficiency, an 80% competency threshold is set as a benchmark for certification, reinforcing the program's focus on building confident, capable credit professionals.
Validity of Registration: The entire program will be conducted within nine weeks. If a candidate does not pass the evaluation on the first attempt, they must successfully complete the second attempt within three months from the date of the first attempt's result announcement, as scheduled by NBI. The initial course fee includes one attempt for each component of the evaluation. In the event of an unsuccessful first attempt, candidates are allowed to register for a second attempt by following the re-assessment process within the specified timeframe. However, if a candidate either fails or does not appear for the second attempt, they will be required to re-enroll in the course to pursue certification.
Eligibility: The course is intended for employees who have at least two years of experience in credit functions, as well as individuals identified as having the potential to assume credit-related responsibilities within their organizations.
