CREDIT MANAGEMENT is a critical function in banking, directly influencing the profitability, risk exposure, and long-term stability of financial institutions. This course is designed to provide bankers with a comprehensive understanding of credit management principles, blending theoretical insights with practical applications tailored to the dynamic banking environment. It explores critical areas such as credit assessment, risk analysis, credit administration, and monitoring and recovery strategies, all of which are vital for maintaining a robust loan portfolio and ensuring compliance with regulatory standards. By equipping banking professionals with tools and frameworks to make informed credit decisions, this course aims to enhance their ability to balance growth opportunities with risk control, ultimately contributing to the resilience and success of their institutions.
OBJECTIVE: The objective of this course is to equip banking and financial professionals with a solid foundation in credit management principles and practices. It aims to develop participants' skills in credit assessment, risk evaluation, credit administration, and loan monitoring and recovery. By blending theoretical frameworks with practical tools, the course enables participants to make sound credit decisions, manage credit risk effectively, and contribute to maintaining a healthy loan portfolio.
VALIDITY OF REGISTRATION: The course remains valid for one year, which encompasses the completion of four examination attempts. This period commences from the date of the examination following enrollment and lasts until the completion of four examination attempts. However, if a candidate skips the examination immediately following enrollment, the validity period will begin from the second examination date after enrollment and continue until the completion of four examination attempts.
ELIGIBILITY: The course is targeted to employees working in the area of credit including branches of BFIs. However, it is open to any person working in banking and financial institutions (BFIs).
