Small and Medium Enterprises (SMEs) are considered as driving engines for the developments of the nation in the least developing countries like Nepal.SME Lending is financing to the SMEs. Bank and Financial Institutions (BFIs) in Nepal were much concentrated on large-ticket corporate loans in the past for maximizing profitability by managing very limited customers. They used to consider that SME Loans requires high operating cost against low return.
The program aims to get an overall concept of a bank’s working procedures for the participants. The participants will be able to understanding the meaning and definition of credit, structuring of the loans, writing of credit proposal, credit Administration and NPA Management.
Small and Medium Enterprises (SMEs) are considered as driving engines for the developments of the nation in the least developing countries like Nepal.SME Lending is financing to the SMEs. Bank and Financial Institutions (BFIs) in Nepal were much concentrated on large-ticket corporate loans in the past for maximizing profitability by managing very limited customers. They used to consider that SME Loans requires high operating cost against low return.
Credit Appraisal is the process that bank assesses the credit worthiness of the borrower. The major question in this appraisal is "Will I get my money back?" The assessment of the various risks that can impact on the repayment of loan which revolves around character, collateral capability and capacity.
Credit Appraisal is the process that bank assesses the credit worthiness of the borrower. The major question in this appraisal is "Will I get my money back?"The assessment of the various risks that can impact on the repayment of loan which revolves around character, collateral capability and capacity.
The banking industry in Nepal has seen exponential growth. The competitive market has stretched the limits of customer needs. Banks and financial institutions need to tackle theissue; innovative marketing of one’s banking products becomes essential. With this in mind National Banking Institute brings to you “Journey to Excellence in Corporate Lending". This program aims to deliver the best course content referred by the industry experts.
We are pleased to deliver the program of two and half days styled as "Journey to Excellence in Corporate Lending".
