Credit

COVID-driven travel restrictions and social distancing have had an immediate and dramatic impact on the cash flows of many corporates and SMEs, from airlines to retailers to restaurants. Banks are already being inundated with requests for credit and must make urgent and “distressed” credit decisions. This flow will increase in the coming weeks/months as cash reserves run down and clients look to banks to deliver  billions of lending support.

A proper understanding of Retail lending concepts and systematic process would lead to quality decisions and avoid costly mistakes. In order to save the bank from reputation risk, the retail lending team should be aware of retail lending and security procedure.

Lending or advancing credit facilities is one of the core functions of banks and financial institutions. All employees engaged in credit related jobs should possess basic knowledge about the function before or at the time of assuming such role.

National Banking institute Ltd. (NBI) an apex level banking and finance academy presents a “Four–Day” face-to-face interactive training program on “Effective Credit Underwritings” in collaboration with Manipal Global Education Services.

National Banking institute Ltd. (NBI) an apex level banking and finance academy presents a “Five–Day” residential program on “Advance Credit Management” with the collaboration of State Bank Institute of Credit and Risk Management