A World Bank study has identified that there is a financing gap of USD 3.6 billion in SME sector in Nepal. UNESCAP study 2020 mentions that 594,092 establishments out of total 921,244 establishment have no access to credit. NRB study mentions that BFI’S are attracted towards large enterprises and small enterprises are generally ignored. The main reason for such gap is because of lack of credit history, lack of reliable financial information, lack of business skills other factors on the part of SMEs. But studies have shown that banks can work with SMEs profitability even in such situation. This course deals with the ways how banks can do profitable business with SMEs and help build their sustainable portfolio in this sectors. The course has been prepared with the knowledge support from IFC.
