It is imperative for the banks to have a robust risk framework to manage all the risk associated with it and the management of credit risk begins at the origination itself. Managing the credit risk exposure within the frame work of risk management (identification, measurement, monitoring and control) is of utmost importance for minimizing the losses arising out of the risks associated with credit. Considering this, the course has been designed to provide the participants an understanding of Credit Risk Management at the Branch level.
Program Takeaway:
- Be able to extract required information from various sources to make credit judgment.
- Be able to identify and measures the credit by evaluation of financial as well non– financial information.
- Understand internal credit rating mechanism and be able to rate the credit appropriately.
- Understand different ways of monitoring credit risk.
- Be able to sense early warning signals to effectively monitor the credit risk.
- Understand and be able to control credit risk by applying various methods.
