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Credit Management Course

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Overview

CREDIT MANAGEMENT is a critical function in banking, directly influencing the profitability, risk exposure, and long-term stability of financial institutions. This course is designed to provide bankers with a comprehensive understanding of credit management principles, blending theoretical insights with practical applications tailored to the dynamic banking environment. It explores critical areas such as credit assessment, risk analysis, credit administration, and monitoring and recovery strategies, all of which are vital for maintaining a robust loan portfolio and ensuring compliance with regulatory standards. By equipping banking professionals with tools and frameworks to make informed credit decisions, this course aims to enhance their ability to balance growth opportunities with risk control, ultimately contributing to the resilience and success of their institutions.

What do we aim to achieve?

The objective of this course is to equip banking and financial professionals with a solid foundation in credit management principles and practices. It aims to develop participants' skills in credit assessment, risk evaluation, credit administration, and loan monitoring and recovery. By blending theoretical frameworks with practical tools, the course enables participants to make sound credit decisions, manage credit risk effectively, and contribute to maintaining a healthy loan portfolio.

 

                            VALIDITY OF REGISTRATION

 

The course remains valid for one year, which encompasses the completion of four examination attempts. This period commences from the date of the examination following enrollment and lasts until the completion of four examination attempts. However, if a candidate skips the examination immediately following enrollment, the validity period will begin from the second examination date after enrollment and continue until the completion of four examination attempts.

 

Course Content

1 Module I : General Concepts
2 Module II : Analysis of the Borrowing Cause
3 Module III : Risk Analysis-Non-financial
4 Module IV : Risk Analysis-Financial
5 Module V : Documentation, Control and Pricing
6 Module VI : Security or Collateral
7 Module VII : Credit Administration and Monitoring
8 Module VIII : Problem Credit Management, Provisioning & Recovery

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Frequently Asked Questions
Will there be any type of training /classes prior to exam?

The program is designed primarily as a self-paced learning initiative. However, subject to participant demand and the fulfillment of a minimum enrollment threshold, mentoring and virtual classroom sessions can be arranged with Subject Matter Experts (SMEs) for an additional fee.

Can we pay the fee on installment basis?

To ensure operational efficiency and uphold financial transparency, the course fee must be paid in full at the time of enrollment. Installment payment options are not currently available.

Is the course only for inside valley banking professionals?

No, the certification courses are open to all employees of banks and financial institutions across Nepal. There are no geographical limitations; professionals from both within and outside the Kathmandu Valley are encouraged to participate.

When can participants enroll in the certification courses?

Enrollment is open throughout the year. Interested candidates may register for their preferred certification courses at any time.

What is the validity period of the course?

Validity period of the course is one year from the date of enrollment. Candidate can skip the first nearest exam.

How many examination attempts are included with the initial course fee?

The initial course fee includes two examination attempts. If a candidate is unsuccessful in both attempts, two additional attempts will be available within the course validity period, subject to payment of an additional fee.

What is the examination schedule for the Credit Management certification course?

Exams are conducted on quarterly basis (February, May, August & November)

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