Risk management in banking is a critical and ever-evolving field that lies at the heart of our financial systems. The complexities and challenges that risk professionals face in this dynamic landscape are enormous, and their decisions have far-reaching consequences. This certification course presents a comprehensive and insightful exploration of the multifaceted world of risk management in banking. The course takes you on a journey through the various dimensions of risk in banking. It explores the multitude of risk types faced by financial institutions, including credit, market, liquidity and operational risks.
OBJECTIVE
The importance of robust risk management practices cannot be overstated. Banking institutions stand as the bedrock of financial stability, and their ability to identify, measure, and mitigate risks is instrumental in safeguarding the integrity of our financial systems. This course serves as a vital resource for anyone seeking to understand the intricacies of risk management in banking
VALIDITY OF REGISTRATION
The course remains valid for one year, which encompasses the completion of four examination attempts. This period commences from the date of the examination following enrollment and lasts until the completion of four examination attempts. However, if a candidate skips the examination immediately following enrollment, the validity period will begin from the second examination date after enrollment and continue until the completion of four examination attempts
Course Content
Introduction, Types of Risks , Risk Management Process, Setting up a Risk Organization, Asset Liability Management, Some Important Concepts, Capital Adequacy Norms, Enterprise Wide Risk Management (EWRM).
Risks and Risk Management Systems in Banks, Risk Management in Banks: Background to Basel Committee, Basel Principles, Framework for Risk Management, Credit Risk Management, Risk Rating and Risk Pricing, Portfolio Management, Loan Policy – Prudential Exposure & Limits on Exposure for Individuals, Institutions, Groups and Banks, Estimating Capital Requirement,Credit Risk – Standardized Approach, Advanced Approaches, Credit Rating/Credit Scoring: Rating System Design, Credit Bureaus, Stress Test/Sensitivity Analysis/Scenario Build-Up/ICAAP, A Brief Introduction to Various Financial Products, NRB Guidelines on Exposure Norms.
Operational Risk Management (ORM), Sound Practices for the Management and Supervision of Operational Risk (SPOR) & the Three Approaches to Operational Risk for Capital Allocation, Organizational Setup and Key Responsibilities for ORM, Policy Requirements and Strategic Approach for ORM, Identification, Assessment and Measurement of Operational Risk, Monitoring of Operational Risk, Controls/Mitigation of Operational Risk, Internal Audit – Independent Evaluation of Operational Risk Management Function, Capital Allocation for Operational Risk, Computation of Capital Charge for Operational Risk.
Governance Framework, Identification, Market Risk – Measurement, Mitigation, Risk & Regulatory Capital, Liquidity Risk Management, Basel III – Framework on Liquidity Standards.
Statistical Measures, Probability Theory.
The program is designed primarily as a self-paced learning initiative. However, subject to
participant demand and the fulfillment of a minimum enrollment threshold, mentoring and
virtual classroom sessions can be arranged with Subject Matter Experts (SMEs) for an additional
fee.
To ensure operational efficiency and uphold financial transparency, the course fee must be paid
in full at the time of enrollment. Installment payment options are not currently available.
No, the certification courses are open to all employees of banks and financial institutions across
Nepal. There are no geographical limitations; professionals from both within and outside the
Kathmandu Valley are encouraged to participate.
Enrollment is open throughout the year. Interested candidates may register for their preferred
certification courses at any time.
Validity period of the course is one year from the date of enrollment. Candidate can skip the
first nearest exam.
The initial course fee includes two examination attempts. If a candidate is unsuccessful in both
attempts, two additional attempts will be available within the course validity period, subject to
payment of an additional fee.
Exams are conducted on quarterly basis (February, May, August & November)