Advanced Credit Program- Batch 3
- Explain Regulatory & Statutory aspects in lending
NBI is pleased to offer a program on Basel III and Credit Risk Management exclusively in association with International Development Institute (IDI), leading training and capacity building provider based in the US.
Understanding deposit marketing is highly critical to any Bank to ensure effective management of resources to fund their businesses by making loans so as to continue to maintain the bottom line as well as diversify & manage various risks. With competition amongst banks heating up ever more coupled with a rapid advancement in technology, in order to stay relevant, Banks need to review their deposit products and deposit marketing strategies.
The main objective of this program is to help mid-level bank officers to build up an in-depth understanding of SME Banking fundamentals, its business complexities and growth potentials.
This program provides the participant with basic foundation of knowledge and skills that help them to reach sound, reliable judgment while assessing the borrower for margin loan. The practical introduction to regulatory provision, drawing power assessment, margin call requirement and process for recovery in case of default shall be deliberated during entire session.
Banking is integral part of international business, where Trade Finance is one of the most lucrative businesses to any bank. Trade finance, of course a short-term credit/ facilities availed by a bank to their borrower for importing and exporting activities, includes various kinds of loans, advances and facilities required for imports and exports deals. Since such deals are made on foreign trade, it involves transactions of foreign exchange too.