Completed Programmes
The trade of counterfeit currency is a big challenge over the world and financial institutions are places where most of transactions take place. Counterfeiting of Nepalese currencies is now common news. Also opening account with fictitious ID and transaction through this is challenging event. This program will cover the solution of these as well as ideas about document handling process.
SEBON has introduced a mechanism of application(ASBA) to the public issue for the first time in Nepal. Previous hassle of application has been cut down and lengthy process of application has been shortening down.
Cards, online banking etc. are new manners of transaction on these days, but the importance of signature on cheque and other documents is still on. Sometimes a single cheque carries millions of dollars. In Nepalese banking scenario, withdrawal money by forged signature is normal phenomenon today. And also the returning genuine cheque gives bad impact to customers in competition market.
Whilst the inward remittance is contributing significantly in the economy and enabling to uplift the life standard of people and supporting BFIs to increase FCY trading / revaluation gain and fee income, many operational risk events are also taking place along with increase in remittance business.
Human capital is unreplicable edge in any business which however must be carefully managed, motivated and moulded for effective organization output.
Negotiation skills is the most underrated leadership competency, and the one most approached with incomplete understanding of the language of persuasion. Negotiating To Win (NTW) is unique in helping you discover your own unique negotiation styles, real case study simulated negotiations, and a raft of tactics and strategies. NTW has follow-ups which include, but are not limited to, negotiation coaching, 52/26-week e-newsletters on negotiation tips, and other learning extensions.
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Economic growth of an emerging economy and developing country critically depends on the health and spread of banking industry. Banks being companies are run by their respective boards. As major decisions , including strategic business decisions, are taken by these boards, it is imperative that the boards are well constituted so as to reflect the various stakeholders and the business that they support.
Banks were much concentrated on large ticket corporate loans in the past for the maximum profitability by managing very limited resources. It was considered that the SME Loan requires high operating cost in comparison to return. Now the time has changed and banks have been focusing on high volume small ticket SME loans and also focusing with new approaches and strategy to capture this business. SME customers presents one of the greatest opportunities for banks to pursue growth and profitability; at the same time it represents substantial credit risk also.
Signature verification is basic need for bankers. And loss due to forged signature is more. In Nepalese banking scenarios, Forensic laboratory is continually receiving such forged cheques. Not only this, trade of counterfeit currency is also a big challenge over the world and financial institutions are places where most of transactions take place. Counterfeiting of Nepalese currencies is now common news. Also opening account with fictitious ID and transaction through this is challenging event. This program will cover the solution of theseand ideas about document handling process.
The program aims to equip participants with sound knowledge on banking operations. Upon the completion of the course the participants will gain knowledge and skills that are very essential to be efficient in their field of work. This program will help participants get an overall concept of a bank’s working procedures. The participants will be able to:
1. Understanding the meaning and definition of credit
2. Structuring of the loans
3. Writing of credit proposal
Role of the Board of Directors (BoD) is paramount in driving the Bank by maintaining high standard of corporate governance, safeguarding the interest of the depositors and meeting the expectations of the stakeholders.
Whilst BoD delegates the authority to the Director(s), CEO or any other officials, the ultimate responsibility lies on them, which is substantiated by NRB Directives No 6/072, Section No 2 (e).
Bankers have to deal with numbers whether while accepting cash or making payment of cheques or analysing the credit proposals or carrying out any other activities. In many areas the software installed by the BFIs helps the staffs to get their job quickly and accurately.
However, the BFIs cannot install software for every arithmetic calculation or any other activities, which have to be carried out by the staffs as it would not be doable practically and feasible economically.
Productive sectors are the real sectors of the economy. Sectoral components of GDP such as agriculture, industry and services are the productive sectors. It reflects the viable, creditworthy picture of an economy emerging. Investment on the productive sectors has been a main focus of the government thus to stimulate economic growth and generate income and employment opportunities.
Treasury Management is an essential function of a bank or a corporate or any entity dealing with large volumes of funds. With the increased globalization of markets, it has become essential to have an in-depth knowledge of the functioning of the domestic money and debt markets as also the foreign exchange markets for effective management of funds.
Core function of the Bank and Financial Institutions (BFIs) is to collect deposit and from the public and extend the loan to meetdifferent financialneeds of the costumers. While providing loan that requires assessment of the costumers from different perspectives to ensure about proper utilization of loan in one hand and to make secure the Bank in distress situation. Legal risk should be one of the major aspect for BFI while credit appraisal.