Operations

For financial institutions, better handling of different types of documents is essential. Technique to communicate with customer legally with good faith is always required in any institutions. Likewise signature verification is basic need for bankers whereas losses due to forged signature are in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged documents, cheques as well as currencies. The awareness towards it is essential for bankers.

Objectives of the program:

· Equip participants with a comprehensive understanding of branch operations management.

· Provide necessary knowledge and skills for effective branch-level operational activities.

· Familiarize participants with functions, logistics, and responsibilities in branch operations.

· Educate on cash management, including deposits, withdrawals, and handling shortages.

· Highlight importance of secure cash vaults and transit operations.

We are pleased to announce our Branch Operations Management Training Program, aimed at equipping participants with comprehensive knowledge and skills in managing day-to-day operational activities at the branch level of financial institutions. This program is essential for professionals working in branch operations management roles, as it ensures smooth and efficient functioning of banking operations, compliance with regulations, and optimal resource utilization.

A World Bank study has identified that there is a financing gap of USD 3.6 billion in SME sector in Nepal. UNESCAP study 2020 mentions that 594,092 establishments out of total 921,244 establishment have no access to credit. NRB study mentions that BFI’S are attracted towards large enterprises and small enterprises are generally ignored. The main reason for such gap is because of lack of credit history, lack of reliable financial information, lack of business skills other factors on the part of SMEs. But studies have shown that banks can work with SMEs profitability even in such situation.

This program has been designed to provide an extensive insight into the various components of Credit Appraisal and will be delivered in such a way that the participants can immediately bring the knowledge and skills into practice. The program will help in creating a solid base for a better future in Credit Department.

National Banking Institute (NBI) is pleased to present a one day program on Working Capital Assessment as per NRB Guidelines facilitated by the industry expert practitioner along with the regulator. Working capital loans are a vital source of financing for businesses to meet their day-to-day operational needs. Loan is an asset to any financial institution. A bank normally maintains more than 60% of its loan portfolio under working capital.

For financial institutions, better handling of different types of documents is essential. Technique to communicate with customer legally with good faith is always required in any institutions. Likewise signature verification is basic need for bankers whereas losses due to forged signature are in increasing order. Similarly, trade of counterfeit currency is big threat for our economy. Forensic laboratory is continually receiving such forged documents, cheques as well as currencies. The awareness towards it is essential for bankers.

Forgery in documents which are used for any banking transactions may lead to greater economic loss. Hence personnel involved in such activities need to know the ways of forgery in documents like check, ID and different aspects of signature, fingerprint etc. Recent events show the vulnerabilities of bank employee in detecting such forgeries, especially detecting forged signature, ID and checks. Hence getting such knowledge regarding such aspects makes banking employee and bank more secure.

Loan is an asset to any financial institution. A bank normally maintains more than 60% of its loan portfolio under working capital. That is why it is very much necessary to ensure that a working capital loan does not become bad as it is normally not secured by other collateral security. These types of loans are secured by current assets and that are in the possession of the borrower themselves.